Mortgage calculators for payments, affordability, refinance, and closing costs
Start with the six public calculators most Canadian borrowers need first, then create a free account to unlock all 25 calculators in your dashboard at no cost.
Payment Estimator
See mortgage payment by rate, term, amortization and frequency.
Affordability (Max Purchase)
GDS/TDS-driven max price, stress-tested.
Debt Service (GDS/TDS)
Full ratio breakdown with policy toggles.
Minimum Down Payment
Tiered rules, >$1M uninsured handling; interacts with premium.
Closing Costs
Line-item legal, title, appraisal, tax adjustments by province.
Refinance Analyzer
Payment change, savings, penalty, and breakeven timeline.
Free with account
All 25 calculators are free in your dashboard
Create a free account to access the complete calculator suite, including the six public tools plus renewal math, rate comparisons, rental analysis, and HELOC planning.