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Compare Canadian mortgage rates across fixed, variable, insured, and renewal scenarios. Save and track options in your dashboard.
Pragmatic Mortgage lets you compare rates by the exact scenario that lenders use: transaction type, occupancy, down payment, amortization, and term.
Browse freely, then create a free account to save scenarios, set alerts, and start a secure application when you are ready.
Save and compare rates
Create a free account to save this scenario, compare offers, and start a secure application.
Rates update as lenders publish new pricing. Cards show effective dates and key policy notes.
Down payment size, occupancy, amortization, term, and whether the mortgage is insured all change pricing.
Yes. Create a free account to request a rate hold and start an application.
Your scenario
Five quick inputs determine the right rate bucket automatically.
Select one or more term lengths.
Flag first-time buyers or new construction to unlock the insured 30-year amortization guidance.
First-time home buyer
Borrower qualifies under the current national definition.
Property is new construction
Applies to insured purchases of newly built homes.
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