Insurer premium calculator
Estimate default insurance premiums, PST, and total capitalized amounts.
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- Save unlimited scenarios and track changes over time
- Compare rate options side by side with broker feedback
- Export reports for underwriting or renewal planning
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Interactive calculator
Insurer premium calculator
Estimate default insurance premiums, regional taxes, and the total capitalized amount.
How this calculator works
Estimate mortgage default insurance premiums for high-ratio purchases.
Use it to understand total borrowing cost and monthly payment impact.
Inputs you will need
- Purchase price and down payment
- Amortization length
- Province for premium tax (if applicable)
Assumptions and limitations
- Uses published insurer premium tables.
- Premiums may change over time.
- Taxes on premiums apply in select provinces.
Example scenarios
10% down on $700k
Calculate premium and new mortgage balance.
Increase down payment
See how premiums drop as down payment rises.
Related tools
Turn this purchase result into a plan
Pair the calculator output with the right buyer guide, then pressure-test lender fit, down payment, and closing-day cash before you make an offer.
Guides
Read the Canada-specific playbook before you commit to the next step.
Execution
Use the broker workflow, rates pages, or secure dashboard to move from estimate to action.
Save and compare scenarios
Create a free account to save scenarios, compare options side by side, and share results with your broker team.
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