Project deductible interest, HELOC growth, and investment returns for a readvanceable strategy.
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Outstanding mortgage balance before re-advancing principal.
Model debt recycling and potential tax deductibility over time.
Use it for scenario planning with professional tax advice.
Conservative return scenario
Use a 4% return to stress-test the strategy.
Aggressive repayment
See how faster mortgage paydown accelerates recycling.
Payment and amortization scenarios matter most when they connect to a rate, a contract strategy, and a broker-reviewed fallback plan if rates move or priorities change.
Guides
Read the Canada-specific playbook before you commit to the next step.
Execution
Use the broker workflow, rates pages, or secure dashboard to move from estimate to action.
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No. Always consult a qualified tax professional.
Yes. The strategy depends on a readvanceable structure.
It involves leverage and market risk. Only proceed with full guidance.