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Explore our Latest Industry Blog for current news, expert insights, and trends. Stay informed with our regularly updated articles.
Newsroom
Dec 12, 2023
Mortgage deselection is gaining attention due to the heightened state of upcoming mortgage renewals. Particularly, financial institution Scotiabank recently announced incoming r...
Newsroom
Nov 23, 2023
As the Canadian housing market continues to adapt, so do the regulations that shape it. The Mortgage Stress Test, a protective measure in place for homeowners, has undergone sig...
Newsroom
Feb 24, 2023
The complexity of building codes and obtaining building permits Housing affordability is a significant issue in Canada, with high housing costs making it difficult for many Cana...
Newsroom
Feb 6, 2023
What cosigning a loan means Cosigning a loan refers to the act of someone (the cosigner) agreeing to take equal responsibility for repaying a loan alongside the primary borrower...
Newsroom
Jan 30, 2023
Finding the Perfect Balance for Urban Development Urban development has become one of the most pressing issues facing modern societies, as cities continue to grow at a rapid pac...
Newsroom
Jan 29, 2023
As a homebuyer, mortgage holder, or refinancer, you may have found yourself wondering why some transactions require an appraisal of the property while others do not. The answer...
Newsroom
Jan 22, 2023
How it Started The banking system in Canada has a long and rich history that dates back to the early days of European settlement. The first banks in Canada were established in t...
Newsroom
Jan 17, 2023
As Canadians brace for another potential interest rate hike by the Bank of Canada, new data released by Statistics Canada has revealed some promising news on the inflation front...
Newsroom
Jan 17, 2023
Interest rate announcements in 2023 The Bank of Canada has recently announced its schedule for interest rate announcements in 2023. The central bank will be making its interest...
Newsroom
Jan 14, 2023
Purchasing a home as an FTHB (First Time Home Buyer) can be an exciting, yet overwhelming experience. One of the most important factors to consider when buying a home is securin...
Newsroom
Jan 12, 2023
OSFI launches public consultation on guideline B-20 The Office of the Superintendent of Financial Institutions (OSFI), Canada’s banking regulator, has proposed significant chang...
Newsroom
Jan 26, 2022
The Bank of Canada’s decision Wednesday to keep interest rates near zero at least until early March will continue to add fuel to the country’s overheated housing market. The cen...
Newsroom
Jan 10, 2022
How to Calculate 2022 property taxes owing based on 2021 assessments.Updated January 14th 2022 The original video could be interpreted that your property taxes will go up 40-60%...
Newsroom
Dec 22, 2021
Dear Central Okanagan, My name is Kyle Wilson. I am your neighbor living on Foxtail Terrace since May 2020. I was born and raised in the Okanagan. I have been licensed as a Mort...
Newsroom
May 21, 2021
OSFI Stress Test Deadline | May 31stIt’s official. OSFI has set the new stress test for uninsured (AND INSURED in the 11th hour, ouch) mortgages to take affect June 1st. The new...
Newsroom
Oct 28, 2020
October 28th 2020 | Central bank announcementThis was the ninth interest rate decision of the year. The overnight rate remains at just 0.25 percent, which is incredible great ne...
Newsroom
Oct 28, 2020
How To Scan Documents as a PDF using iPhone’s Built In Scanner App.With banks wanting true PDf’s and our team trying to be as safe as possible through the pandemic. Using the no...
Newsroom
Oct 15, 2020
We are now Apple Business Chat Approved! Apple Business Chat | We are live now! It may not seem like a big deal to most. But we are very excited to announce today that Apple has...
Newsroom
Mar 27, 2020
Why Rates are increasing despite BoC Rate drops
Newsroom
Mar 18, 2020
March 18 briefing: fiscal stimulus package announcedGovernment pledges billions in support of Canadian workers and businesses The Prime Minister addressed the nation for a third...
Newsroom
Mar 15, 2020
Mr. Client: Hey Kyle I don’t understand what going on with lending rates. Could you get a mortgage for 2% right now? Sorry I have no idea about this stuff Kyle Wilson: Ok so let...
Newsroom
Mar 4, 2020
.5% rate decrease from BOC – What does it mean for buyers?Bank of Canada Delivers A (Double) Coronavirus Cut The Bank of Canada cut its policy interest rate by 50 basis points t...
Newsroom
Feb 23, 2020
DO NOT get a credit card for your child. It does nothing good for them.DO NOT get a credit card for your minor child. In the last 5 days I can not begin to tell you how many peo...
Newsroom
Feb 14, 2020
International Angelman Day 2020Entry FormOops! We could not locate your form. International Angelman Syndrome Day 2020 February 15th of every year is International Angelman Day!...
Newsroom
Jan 28, 2020
Local Business Must Bring the A-Game in Customer Service to Win.Local Business and the Need to Provide Exceptional Customer Service You do not need to compete with big corporate...
Newsroom
May 21, 2019
How To Apply for the Home Owners Grant in 2020How To Apply for the Home Owners Grant in 2020 If you live in the Kelowna BC area. This video will help you apply for the Home Owne...
Newsroom
Jul 23, 2018
Questions to Ask a Realtor to Sell your HomeQuestions to Ask a Realtor to Sell your Home There a few key ways you can sift through the crowd and find the realtor who is going to...
Newsroom
Jun 5, 2018
Do I have to Pay Capital Gains when selling property?If this property is your primary residence. No, You will not pay capital gains when selling property on any appreciation or...
Newsroom
May 23, 2018
Legal Suite vs Illegal Suite | Do Banks Really Care?Legal Suite vs Illegal Suite In Canada it can be challenging to differentiate if a secondary suite or basement suite is a Leg...
Newsroom
May 9, 2018
Should you be proactive or reactive in getting credit?Should you be proactive or reactive in getting credit? Likely if you currently have a mortgage, line of credit, or auto loa...
Newsroom
May 2, 2018
Pre Approve yourself | Qualifying for a Mortgage | Where to Start?Pre Approve yourself | Qualifying for a Mortgage | Where to Start? How much Mortgage can I qualify for? You may...
Newsroom
Apr 18, 2018
Why You Should Avoid a Joint Credit Card When PossibleAvoid a Joint Credit Card when possible! Your local bank may tell you to get a Joint Credit card because you have a Joint s...
Newsroom
Apr 16, 2018
Co Guarantor Vs Cosignor | Which Option Should I Pursue?Co Guarantor VS CoSignor You apply for a Mortgage or Car loan and the bank says “sorry you need a CoSignor”. Without expl...
Newsroom
Apr 11, 2018
0 Financing | Is it worth it? | Zero Percent Loans0 Financing | Is it worth it? | Zero Percent Loans A 0 Financing loan can be a great way to #finance your next #vehicle. But yo...
Newsroom
Apr 9, 2018
Credit Tips | Improve Credit Score using Credit CardsIn order to Improve Credit Score using Credit Cards you must never go over a 50% balance compared to your limit. If your lim...
Newsroom
Apr 4, 2018
Should I Save Money or Pay Off Debt?Should I save my money or pay off debt? The math is simple: Don’t save your money if the rate of return is LOWER than the interest rate your...
Newsroom
Mar 26, 2018
How to do your own Soft Pull Credit Score. Soft Pull Credit Score Pull Versus Hard Pull At HMCF.ca Development’s and KyleWilson.ca. We recommend CreditKarma.ca to check your own...
Newsroom
Nov 6, 2017
Newsroom
May 30, 2017
Apply Annually for the Home Owners Grant Apply Annually for the Home Owners Grant Every year it is important to apply for the Home Owners Grant in your Municipality. Please watc...