Assess payment shock between a fixed term and variable paths with prime sensitivity bands.
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Compare fixed and variable payment paths using expected rate shifts.
Use sensitivity bands to understand upside and downside scenarios.
Prime increases 1%
Compare variable payments under a rate hike scenario.
Prime decreases 0.5%
See potential savings if prime falls.
Payment and amortization scenarios matter most when they connect to a rate, a contract strategy, and a broker-reviewed fallback plan if rates move or priorities change.
Guides
Read the Canada-specific playbook before you commit to the next step.
Execution
Use the broker workflow, rates pages, or secure dashboard to move from estimate to action.
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No. It is a scenario tool for planning, not a prediction.
No. Use the penalty estimator separately if you may break early.
It depends on your risk tolerance and timeline. Use this tool to compare paths.