Compare payment shock across your current payment, lender retention offers, and market options.
Save + compare
Create a free account to save scenarios, compare options, and share results inside a secure dashboard with your broker team.
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Principal remaining as of renewal date.
Compare a renewal offer with alternative rates and terms.
Use it to see if switching lenders saves money.
Auto-renew vs new offer
See potential savings by switching lenders.
Shorter term option
Compare 3-year vs 5-year renewal costs.
Use the break-even, penalty, or renewal output alongside the refinance and renewal playbooks so you compare timing, costs, and fallback options before you switch.
Guides
Read the Canada-specific playbook before you commit to the next step.
Execution
Use the broker workflow, rates pages, or secure dashboard to move from estimate to action.
Save and compare scenarios
Create a free account to save scenarios, compare options side by side, and share results with your broker team.
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Yes, typically. We help you prepare the required documents.
There can be legal and discharge fees. Add them to the calculator.
Often yes, especially with competing offers.