Confirm Canadian minimum down payment rules for your purchase scenario.
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Apply Canadian tiered rules to confirm the least cash required and any funding gaps.
Calculate the minimum down payment based on purchase price and property type.
Use it alongside insurer premiums to understand total cash requirements.
$650k purchase
Calculate the required down payment and insurance impact.
$1.2M purchase
See how the 20% down rule applies above $1M.
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Create a free account to save scenarios, compare options side by side, and share results with your broker team.
Yes, with a signed gift letter and proof of deposit.
No. Closing costs are separate and must be added to your cash plan.
Yes. Investment properties often require higher down payments.