Waterfall down payment, taxes, credits, and adjustments to see cash due on closing day.
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Credits applied against the down payment
Estimate the total cash required to complete a purchase, including down payment and closing costs.
Use it to plan funds on hand and avoid surprises at closing.
First-time buyer estimate
Include rebates and see the reduced cash requirement.
Upgrade purchase
Add legal and appraisal fees to estimate total cash.
Pair the calculator output with the right buyer guide, then pressure-test lender fit, down payment, and closing-day cash before you make an offer.
Guides
Read the Canada-specific playbook before you commit to the next step.
Execution
Use the broker workflow, rates pages, or secure dashboard to move from estimate to action.
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No. It includes down payment plus taxes, legal fees, and other adjustments.
Some programs provide cashback, but terms vary.
No, but you can add them manually in your budget.