Amortization calculator
See the payment, payoff horizon, and interest over time.
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- Save unlimited scenarios and track changes over time
- Compare rate options side by side with broker feedback
- Export reports for underwriting or renewal planning
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Interactive calculator
Amortization calculator
See the payment, payoff horizon, and interest across your amortization schedule.
How this calculator works
Generate a full amortization schedule with principal, interest, and balance over time.
Use it to visualize payoff progress and export schedules for planning.
Inputs you will need
- Mortgage balance
- Interest rate and term
- Amortization length
- Payment frequency
Assumptions and limitations
- Rates stay constant for the modeled term.
- No additional fees are included.
- Schedules assume on-time payments.
Example scenarios
25-year vs 30-year amortization
Compare total interest and remaining balance at renewal.
Accelerated payments
See how faster payments reduce interest over time.
Related tools
Use this payment output in the next decision
Payment and amortization scenarios matter most when they connect to a rate, a contract strategy, and a broker-reviewed fallback plan if rates move or priorities change.
Guides
Read the Canada-specific playbook before you commit to the next step.
Execution
Use the broker workflow, rates pages, or secure dashboard to move from estimate to action.
Save and compare scenarios
Create a free account to save scenarios, compare options side by side, and share results with your broker team.
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Frequently asked questions
What is amortization?
It is the total time required to pay the mortgage in full.
Can I export the schedule?
Yes. Use the export options to download a report or CSV.
Does the schedule change when rates change?
Yes. Update the rate to see a new schedule.