Plan your maximum purchase price with OSFI guidelines.
Save + compare
Create a free account to save scenarios, compare options, and share results with your broker team.
Standard is 5.25%
See the maximum purchase price supported by your income and down payment.
Estimate the maximum purchase price based on income, debts, and stress-test rules.
Compare multiple scenarios to find a comfortable payment range.
$140k household income
See maximum purchase price at 25-year amortization.
Debt reduction scenario
Remove a car loan to see how affordability changes.
Save and compare scenarios
Create a free account to save scenarios, compare options side by side, and share results with your broker team.
Debt ratios and stress-test rules can reduce qualifying amounts.
Yes. A larger down payment reduces the mortgage amount and ratios.
No. It is an estimate. Lenders must verify documents for approval.