Compare Mortgage Rates Canada | Live Rate Explorer

Beem Credit Union

5-year fixed

Rate

4.14%

APR 4.16%

High-ratio insured

Beem public featured insured 5-year fixed closed mortgage rate.

BlueShore Financial

5-year fixed

Rate

4.14%

APR 4.16%

High-ratio insured

Current estimated lender turnaround time: 5 business days

Beem public featured insured 5-year fixed closed mortgage rate.

Prospera

5-year fixed

Rate

4.19%

APR 4.21%

High-ratio insured

Prospera advertised public mortgage rate; 5-Year Closed - Insured.

ATB Financial

5-year fixed

Rate

4.29%

APR 4.31%

High-ratio insuredPromotional

Client Rates · Our featured offers · 5 Year High Ratio.

ATB Financial

5-year fixed

Rate

4.39%

APR 4.41%

High-ratio insured

Client Rates · Our featured offers · 5 Year High Ratio.

DUCA

5-year fixed

Rate

4.39%

APR 4.41%

High-ratio insured

DUCA advertised high-ratio fixed mortgage rate; 5 Year.

Community Savings Credit Union

5-year fixed

Rate

4.44%

APR 4.44%

High-ratio insured

Community Savings posted insured mortgage rate; 5-Year, fixed.

CoastCapital Savings

5-year fixed

Rate

4.49%

APR 4.51%

High-ratio insured

Current estimated lender turnaround time: 10 business days

5-Year Fixed High Ratio Rate. Qualifying rate 5.250%.

Envision Financial

5-year fixed

Rate

4.49%

APR 4.51%

High-ratio insured

Tru Cooperative public 5 year fixed rate (closed) - insured; insured mortgage rate.

Island Savings

5-year fixed

Rate

4.49%

APR 4.51%

High-ratio insured

Tru Cooperative public 5 year fixed rate (closed) - insured; insured mortgage rate.

Valley First

5-year fixed

Rate

4.49%

APR 4.51%

High-ratio insured

Current estimated lender turnaround time: 5 business days

Tru Cooperative public 5 year fixed rate (closed) - insured; insured mortgage rate.

Pine Mortgage

5-year fixed

Rate

4.54%

APR 4.56%

High-ratio insured

Pine additional 5-year Fixed; public insured reference rate, subject to Pine underwriting and change without notice.

Pine Mortgage

5-year fixed

Rate

4.54%

APR 4.56%

High-ratio insured

Pine featured Fixed Mortgage Rate Fixed; public insured reference rate, subject to Pine underwriting and change without notice.

Manulife

5-year fixed

Rate

4.59%

APR 4.61%

High-ratio insured

Manulife Bank Select high-ratio posted 5-year fixed mortgage rate.

Marathon Mortgage

5-year fixed

Rate

4.59%

APR 4.61%

High-ratio insured

Marathon advertised starting rate; 5 year fixed; insured/insurable purchases and switches.

Peoples Bank (For Exclusive Partners Only)

5-year fixed

Rate

4.69%

APR 4.72%

High-ratio insured

Peoples Group posted insured mortgage rate; 5-year fixed rate.

Strive Capital

5-year fixed

Rate

4.69%

APR 4.71%

High-ratio insured

Strive posted standard fixed mortgage rate; Insured Purchase, Transfer; Up to 95%.

First National Financial

5-year fixed

Rate

4.79%

APR 4.81%

High-ratio insured

Current estimated lender turnaround time: 2 business days

First National posted fixed closed mortgage rate; Insured; 5 year.

Home Trust

5-year fixed

Rate

4.79%

APR 4.81%

High-ratio insured

Home Trust Accelerator Mortgage posted insured fixed rate; 5 year.

BMO Bank of Montreal

5-year fixed

Rate

4.84%

APR 4.86%

High-ratio insured

BMO public special mortgage rate; 5 year Smart Fixed default insured.

More matches available

Showing 20 of 21 matching rates

APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.

Reviewed by the Pragmatic Mortgage Lending broker team. Rate cards can change without notice; final lender approval depends on property, borrower profile, documentation, and live lender conditions.

Mortgage Rate Explorer Canada