Mortgage Rate Explorer Canada

Prospera

5-year fixed

Rate

3.94%

APR 3.96%

High-ratio insured

Rate hold: 90 Days · Must fund by Aug 2, 2026

Marathon Mortgage

5-year fixed

Rate

3.99%

APR 4.01%

High-ratio insuredPromotional

Rate hold: 60 Days · Must fund by Jul 3, 2026

Radius Financial

5-year fixed

Rate

3.99%

APR 4.01%

High-ratio insuredPromotional

Rate hold: 120 Days · Must fund by Sep 1, 2026

RFA

5-year fixed

Rate

3.99%

APR 4.01%

High-ratio insuredPromotional

Rate hold: 120 Days · Must fund by Sep 1, 2026

BlueShore Financial

5-year fixed

Rate

4.04%

APR 4.06%

High-ratio insured

Current estimated lender turnaround time: 5 business days

ATB Financial

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insuredPromotional

Rate hold: 120 days · Must fund by Sep 1, 2026

First National Financial

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insured

Current estimated lender turnaround time: 2 business days

Rate hold: 120 Days · Must fund by Sep 1, 2026

Marathon Mortgage

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insured

Rate hold: 60 Days · Must fund by Jul 3, 2026

MCAN Home - Precision Prime for Insured

5-year fixed

Rate

4.14%

APR 4.16%

High-ratio insured

Rate hold: 120 Days · Must fund by Sep 1, 2026

DUCA

5-year fixed

Rate

4.19%

APR 4.21%

High-ratio insured

Rate hold: 90 Days · Must fund by Aug 2, 2026

Manulife

5-year fixed

Rate

4.19%

APR 4.21%

High-ratio insured

Rate hold: 120 Days · Must fund by Sep 1, 2026

Marathon Mortgage

5-year fixed

Rate

4.19%

APR 4.21%

High-ratio insured

Rate hold: 120 Days · Must fund by Sep 1, 2026

Peoples Bank (For Exclusive Partners Only)

5-year fixed

Rate

4.19%

APR 4.21%

High-ratio insured

Rate hold: 120 Days · Must fund by Sep 1, 2026

Prospera

5-year fixed

Rate

4.19%

APR 4.21%

High-ratio insured

Rate hold: 90 Days · Must fund by Aug 2, 2026

B2B Bank

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Rate hold: 6 Months · Must fund by Oct 31, 2026

B2B Bank

5-year fixed

Rate

4.39%

APR 4.41%

High-ratio insured

Rate hold: 12 Months · Must fund by Apr 29, 2027

Scotiabank

5-year fixed

Rate

4.39%

APR 4.41%

High-ratio insuredPromotional

Rate hold: 120 Days · Must fund by Sep 1, 2026

Scotiabank

5-year fixed

Rate

4.39%

APR 4.41%

High-ratio insuredPromotional

Rate hold: 120 Days · Must fund by Sep 1, 2026

Scotiabank

5-year fixed

Rate

4.74%

APR 4.76%

High-ratio insured

Rate hold: 120 Days · Must fund by Sep 1, 2026

Scotiabank

5-year fixed

Rate

4.74%

APR 4.76%

High-ratio insured

Rate hold: 120 Days · Must fund by Sep 1, 2026

Showing 20 of 20 matching rates

All matching rates loaded.

APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.

Reviewed by the Pragmatic Mortgage Lending broker team. Rate cards can change without notice; final lender approval depends on property, borrower profile, documentation, and live lender conditions.