Pragmatic Mortgage Lending
Apply

Mortgage Rate Explorer Canada

Radius Financial logo

Radius Financial

5-year fixed

Rate

3.99%

APR 4.01%
High-ratio insuredPromotional
Rate hold: 120 Days · Must fund by Nov 20, 2026
RFA logo

RFA

5-year fixed

Rate

3.99%

APR 4.01%
High-ratio insuredPromotional
Rate hold: 120 Days · Must fund by Nov 20, 2026
Beem Credit Union logo

Beem Credit Union

5-year fixed

Rate

4.04%

APR 4.06%
High-ratio insured

Beem public featured insured 5-year fixed closed mortgage rate.

BlueShore Financial logo

BlueShore Financial

5-year fixed

Rate

4.04%

APR 4.06%
High-ratio insured
Current estimated lender turnaround time: 5 business days

Beem public featured insured 5-year fixed closed mortgage rate.

Envision Financial logo

Envision Financial

5-year fixed

Rate

4.04%

APR 4.06%
High-ratio insured

Beem public featured insured 5-year fixed closed mortgage rate.

Island Savings logo

Island Savings

5-year fixed

Rate

4.04%

APR 4.06%
High-ratio insured

Beem public featured insured 5-year fixed closed mortgage rate.

Prospera logo

Prospera

5-year fixed

Rate

4.04%

APR 4.06%
High-ratio insured

Prospera advertised public mortgage rate; 5-Year Closed - Insured.

Valley First logo

Valley First

5-year fixed

Rate

4.04%

APR 4.06%
High-ratio insured
Current estimated lender turnaround time: 5 business days

Beem public featured insured 5-year fixed closed mortgage rate.

ATB Financial logo

ATB Financial

5-year fixed

Rate

4.09%

APR 4.11%
High-ratio insuredPromotional
Rate hold: 120 days · Must fund by Nov 20, 2026
ATB Financial logo

ATB Financial

5-year fixed

Rate

4.09%

APR 4.11%
High-ratio insuredPromotional

Client Rates · Our featured offers · 5 Year High Ratio.

DUCA logo

DUCA

5-year fixed

Rate

4.14%

APR 4.16%
High-ratio insured

DUCA advertised high-ratio fixed mortgage rate; 5 Year.

ATB Financial logo

ATB Financial

5-year fixed

Rate

4.19%

APR 4.21%
High-ratio insured
Rate hold: 120 days · Must fund by Nov 20, 2026

Our featured offers

ATB Financial logo

ATB Financial

5-year fixed

Rate

4.19%

APR 4.21%
High-ratio insured

Client Rates · Our featured offers · 5 Year High Ratio.

Marathon Mortgage logo

Marathon Mortgage

5-year fixed

Rate

4.19%

APR 4.21%
High-ratio insured

Marathon advertised starting rate; 5 year fixed; insured/insurable purchases and switches.

Peoples Bank (For Exclusive Partners Only) logo

Peoples Bank (For Exclusive Partners Only)

5-year fixed

Rate

4.19%

APR 4.21%
High-ratio insured
Rate hold: 120 Days · Must fund by Nov 20, 2026
B2B Bank logo

B2B Bank

5-year fixed

Rate

4.24%

APR 4.26%
High-ratio insured
Rate hold: 6 Months · Must fund by Jan 19, 2027
Community Savings Credit Union logo

Community Savings Credit Union

5-year fixed

Rate

4.29%

APR 4.29%
High-ratio insured

Community Savings posted insured mortgage rate; 5-Year, fixed.

CoastCapital Savings logo

CoastCapital Savings

5-year fixed

Rate

4.34%

APR 4.36%
High-ratio insured
Current estimated lender turnaround time: 10 business days

5-Year Fixed High Ratio Rate. Qualifying rate 5.250%.

MCAN Home - Precision Prime for Insured logo

MCAN Home - Precision Prime for Insured

5-year fixed

Rate

4.34%

APR 4.36%
High-ratio insured

MCAN Precision Prime fixed broker rate; 5 Year; LTV >80%; Purchase.

B2B Bank logo

B2B Bank

5-year fixed

Rate

4.39%

APR 4.41%
High-ratio insured
Rate hold: 12 Months · Must fund by Jul 18, 2027

More matches available

Showing 20 of 31 matching rates

APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.

Reviewed by the Pragmatic Mortgage Lending broker team. Rate cards can change without notice; final lender approval depends on property, borrower profile, documentation, and live lender conditions.