Canada property transfer tax
Estimate provincial and municipal transfer taxes, including overlay programs like Toronto's MLTT.
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Canada property transfer tax calculator
Estimate provincial and municipal land transfer taxes across Canada.
How this calculator works
Estimate land transfer taxes by province or municipality.
Include first-time buyer rebates and special rates where available.
Inputs you will need
- Purchase price
- Province and municipality
- First-time buyer status
Assumptions and limitations
- Uses published tax rates and rebate rules.
- Municipal surcharges may apply in specific cities.
- Rebate eligibility varies by province.
Example scenarios
Ontario land transfer tax
Review provincial and municipal tax combined.
BC first-time rebate
Estimate savings for eligible buyers.
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Guides
Read the Canada-specific playbook before you commit to the next step.
Execution
Use the broker workflow, rates pages, or secure dashboard to move from estimate to action.
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Frequently asked questions
Are land transfer taxes the same everywhere?
No. Each province and some municipalities have different rules.
Do new builds change the tax?
Some rebates apply, but check specific program rules.
Does the tax get rolled into the mortgage?
Usually no. It is paid at closing.