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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Canada property transfer tax

Estimate provincial and municipal transfer taxes, including overlay programs like Toronto's MLTT.

Save + compare

Unlock the full calculator suite

Create a free account to save scenarios, compare options, and share results with your broker team.

  • Save unlimited scenarios and track changes over time
  • Compare rate options side by side with broker feedback
  • Export reports for underwriting or renewal planning
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Purchase price currency$

Portion of the purchase price that is residential

Review current guidance (Ontario)

Applies as defined by local policy

Canada property transfer tax calculator

Estimate provincial and municipal land transfer taxes across Canada.

Save scenario

How this calculator works

Estimate land transfer taxes by province or municipality.

Include first-time buyer rebates and special rates where available.

Inputs you will need

  • Purchase price
  • Province and municipality
  • First-time buyer status

Assumptions and limitations

  • Uses published tax rates and rebate rules.
  • Municipal surcharges may apply in specific cities.
  • Rebate eligibility varies by province.

Example scenarios

Ontario land transfer tax

Review provincial and municipal tax combined.

BC first-time rebate

Estimate savings for eligible buyers.

Related tools

Closing costsCash to closePurchase service

Save and compare scenarios

Create a free account to save scenarios, compare options side by side, and share results with your broker team.

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Frequently asked questions

Are land transfer taxes the same everywhere?

No. Each province and some municipalities have different rules.

Do new builds change the tax?

Some rebates apply, but check specific program rules.

Does the tax get rolled into the mortgage?

Usually no. It is paid at closing.