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Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 3, 2026, 4:05 p.m. Pacific. Public sources are scheduled for checks every two hours. Unverified, expired and future offers are withheld.

Verified rate examples

5.00% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

WealthONE broker base fixed mortgage rate; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.10% · 1-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

WealthONE broker base variable mortgage rate; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.10% · 3-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

WealthONE broker base variable mortgage rate; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.20% · 5-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

WealthONE broker base variable mortgage rate; 5 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.39% · 2-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

WealthONE broker base fixed mortgage rate; 2 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.54% · 3-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

WealthONE broker base fixed mortgage rate; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.69% · 4-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

WealthONE broker base fixed mortgage rate; 4 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.74% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

WealthONE broker base fixed mortgage rate; 5 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

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