{"generatedAt":"2026-10-03T23:49:49.038Z","notice":"Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.","examples":[{"id":"insured-purchase","label":"Insured purchase: $750,000 home, $75,000 down, 25-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":75000,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"conventional-purchase","label":"20% down purchase: $750,000 home, $150,000 down, 25-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":150000,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"conventional-purchase-30","label":"20% down purchase: $750,000 home, $150,000 down, 30-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":150000,"amortizationYears":30,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"renewal","label":"Renewal: $750,000 home, $150,000 equity, 25-year amortization","scenario":{"transaction":"RENEWAL","priceOrValue":750000,"downPaymentAmount":null,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any","equityAmount":150000}},{"id":"refinance","label":"Refinance: $750,000 home, $150,000 equity, 30-year amortization","scenario":{"transaction":"REFINANCE","priceOrValue":750000,"downPaymentAmount":null,"amortizationYears":30,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any","equityAmount":150000}}],"lenders":[{"id":"e8a3eec5-8d9e-4915-835a-ebf9cf9aca55","name":"WealthONE Bank","slug":"wealthone-bank","aliases":[],"path":"/rates/lenders/wealthone-bank","offers":[{"id":"fe535c2f-7138-4bc6-9e0d-5e647d089a4e","lenderId":"e8a3eec5-8d9e-4915-835a-ebf9cf9aca55","product":"Uninsured – 25 yr","ratePercent":5,"aprPercent":null,"rateType":"FIXED","termMonths":12,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"WealthONE broker base fixed mortgage rate; 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4 Year.","verifiedAt":"2026-10-03T23:19:49.522Z","expiresAt":"2026-10-05T11:19:49.522Z","source":"public","sourceUrl":"https://www.wealthonebankofcanada.com/Documents/WealthONE_Mortgage_Broker_Rate_Sheet.pdf","exampleIds":["conventional-purchase","renewal"]},{"id":"95b72778-4986-466f-a654-1d52c68d25c9","lenderId":"e8a3eec5-8d9e-4915-835a-ebf9cf9aca55","product":"Uninsured – 25 yr","ratePercent":5.74,"aprPercent":null,"rateType":"FIXED","termMonths":60,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"WealthONE broker base fixed mortgage rate; 5 Year.","verifiedAt":"2026-10-03T23:19:49.522Z","expiresAt":"2026-10-05T11:19:49.522Z","source":"public","sourceUrl":"https://www.wealthonebankofcanada.com/Documents/WealthONE_Mortgage_Broker_Rate_Sheet.pdf","exampleIds":["conventional-purchase","renewal"]}]}]}