Home Trust rates today

Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 11, 2026, 5:12 a.m. Pacific. Public sources are scheduled for checks once daily at 6 a.m. Vancouver time. Unverified, expired and future offers are withheld.

Verified rate examples

4.39% · 4-year fixed

Insured · insured · maximum 25-year amortization

Home Trust Accelerator Mortgage posted insured fixed rate; 4 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

4.99% · 1-year fixed

Insured · insured · maximum 25-year amortization

Home Trust Accelerator Mortgage posted insured fixed rate; 1 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

4.99% · 5-year fixed

Insured · insured · maximum 25-year amortization

Home Trust Accelerator Mortgage posted insured fixed rate; 5 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

5.12% · 3-year fixed

Insured · insured · maximum 25-year amortization

Home Trust Accelerator Mortgage posted insured fixed rate; 3 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

5.17% · 2-year fixed

Insured · insured · maximum 25-year amortization

Home Trust Accelerator Mortgage posted insured fixed rate; 2 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

5.29% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Home Trust Classic Mortgage posted alternative fixed rate; 1 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

5.39% · 2-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Home Trust Classic Mortgage posted alternative fixed rate; 2 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

5.49% · 3-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Home Trust Classic Mortgage posted alternative fixed rate; 3 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

6.46% · 4-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Home Trust Classic Mortgage posted alternative fixed rate; 4 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

6.51% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Home Trust Classic Mortgage posted alternative fixed rate; 5 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 10, 2026, 6:08 a.m. Pacific.

Verification expires Oct 11, 2026, 6:08 p.m. Pacific. Recheck before a decision.

Lender source and conditions

Check rates for my mortgage Discuss eligibility with a broker

Read these live rates as JSON · Use our mortgage tools with an AI assistant