Lender rate guide

Home Trust
mortgage rates.

Compare current rate examples, then check what fits your mortgage.

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Compare the possibilities.

Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.

10 of 10 reference offers

5-year fixedInsuredUp to 25-year amortization4.99%APRDetails

Product: Insured
Insurance category: Insured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Accelerator Mortgage posted insured fixed rate; 5 year.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedInsuredUp to 25-year amortization5.12%APRDetails

Product: Insured
Insurance category: Insured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Accelerator Mortgage posted insured fixed rate; 3 year.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedInsuredUp to 25-year amortization5.17%APRDetails

Product: Insured
Insurance category: Insured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Accelerator Mortgage posted insured fixed rate; 2 year.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedUninsuredUp to 25-year amortization5.29%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Classic Mortgage posted alternative fixed rate; 1 year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedUninsuredUp to 25-year amortization5.39%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Classic Mortgage posted alternative fixed rate; 2 year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

4-year fixedInsuredUp to 25-year amortization5.44%APRDetails

Product: Insured
Insurance category: Insured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Accelerator Mortgage posted insured fixed rate; 4 year.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedUninsuredUp to 25-year amortization5.49%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Classic Mortgage posted alternative fixed rate; 3 year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedInsuredUp to 25-year amortization5.90%APRDetails

Product: Insured
Insurance category: Insured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Accelerator Mortgage posted insured fixed rate; 1 year.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

4-year fixedUninsuredUp to 25-year amortization6.46%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Classic Mortgage posted alternative fixed rate; 4 year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

5-year fixedUninsuredUp to 25-year amortization6.51%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Home Trust Classic Mortgage posted alternative fixed rate; 5 year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:01 a.m. Pacific.

Verification expires Oct 24, 2026, 6:01 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

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