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Lender rate guide

Equitable Alternative Solutions
mortgage rates.

Compare current rate examples, then check what fits your mortgage.

Compare the possibilities.

Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.

No current verified examples

We have no current matching offers for these reference scenarios. A broker can check the lender's options for your circumstances, or you can compare other lenders in the rate shopper.

Beyond the headline

Alternative income and credit situations

Equitable Bank describes residential mortgages for self-employed borrowers, newcomers, rental investors and people with limited credit history. Its product range also includes separate home-equity borrowing options.

Identify the exact residential product and income-evidence route. Compare fees and term-end options, and distinguish an amortizing mortgage from a HELOC or reverse mortgage.

Lender product information and conditions ↗

Product guide updated . Rate evidence is dated separately in each offer. FCAC: choosing a mortgage.

Before you choose.

Is an Equitable alternative quote the same as an EQ Bank marketplace offer?

The product, eligibility and channel must match. A marketplace promotion or a different Equitable product does not establish the rate for an alternative mortgage application.

How do I check which Equitable Alternative Solutions rates fit my mortgage?

Use the shopper with Equitable Alternative Solutions selected, then enter your purchase, renewal or refinance details. Reference scenarios are examples; matching a rate is not lender approval. You can clear the lender filter to compare alternatives.

Check my scenario →
Can Pragmatic arrange every offer listed here?

A listing does not confirm a lender appointment or access to every product or promotion. Ask us to confirm the lender, program and application channel for your BC property. Our brokerage services are available in British Columbia.

Where can I compare payments and switching costs?

Use the payment calculator for an estimate, then include any payout penalty, discharge, appraisal and legal costs in a switching or refinance comparison. Confirm those costs with your current lender and the proposed lender.

Related lenders and programs to explore. Eligibility and access differ.

All lenders →

Compare with your own numbers.

Compare payments and terms for your own numbers, or get a broker’s help with eligibility, fees and the details that matter to you.

About these rates & reference scenarios

Current catalogue examples for owner-occupied British Columbia and Ontario properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved . Public sources are scheduled for checks once daily at 6 a.m. Vancouver time. Unverified, expired and future offers are withheld.

A listing does not confirm that a lender has appointed this brokerage or that every lender product is available through us.