Find a mortgage that fits.

Start with your numbers. Compare the rate, payment and details in one place.

Example scenario · make it yours

Buying · $750,000 home · $75,000 down

BC · All terms · fixed & variable · 25-year amortization · Live in the home

A starting point

Matching mortgage rates.

73 of 73 matching rates · $695,925 financed · 25-year amortization

Lowest APR first

Marathon Mortgage

5-year variable

Default-insured mortgage

3.50%

APR

$3,484

Estimated / month

ATB Financial

5-year variable

Default-insured mortgage

3.65%

APR

$3,540

Estimated / month

Pine Mortgage

5-year variable

Default-insured mortgage

3.65%

APR

$3,540

Estimated / month

Pine Mortgage

5-year variable

Default-insured mortgage

3.65%

APR

$3,540

Estimated / month

CMLS Financial

5-year variable

Default-insured mortgage

3.70%

APR

$3,559

Estimated / month

First National Financial

5-year variable

Default-insured mortgage

3.70%

APR

$3,559

Estimated / month

Strive Capital

5-year variable

Default-insured mortgage

3.70%

APR

$3,559

Estimated / month

RFA

5-year variable

Default-insured mortgage

3.70%

APR

$3,559

Estimated / month

Island Savings

5-year variable

Default-insured mortgage

3.72%

APR

Contract rate 3.70%

$3,559

Estimated / month

Valley First

5-year variable

Default-insured mortgage

3.72%

APR

Contract rate 3.70%

$3,559

Estimated / month

Envision Financial

5-year variable

Default-insured mortgage

3.72%

APR

Contract rate 3.70%

$3,559

Estimated / month

Peoples Bank (For Exclusive Partners Only)

5-year variable

Default-insured mortgage

3.73%

APR

Contract rate 3.70%

$3,559

Estimated / month

CoastCapital Savings

5-year variable

Default-insured mortgage

3.79%

APR

$3,593

Estimated / month

Marathon Mortgage

0.5-year fixed

Default-insured mortgage

3.99%

APR

$3,657

Estimated / month

MCAN Home - Precision Prime for Insured

5-year variable

Default-insured mortgage

4.05%

APR

$3,693

Estimated / month

CIBC

5-year variable

Default-insured mortgage

4.07%

APR

Contract rate 4.05%

$3,693

Estimated / month

ATB Financial

3-year fixed

Default-insured mortgage

4.29%

APR

$3,771

Estimated / month

Beem Credit Union

5-year fixed

Default-insured mortgage

4.34%

APR

$3,790

Estimated / month

ATB Financial

5-year fixed

Default-insured mortgage

4.36%

APR

Contract rate 4.34%

$3,790

Estimated / month

DUCA

5-year fixed

Default-insured mortgage

4.39%

APR

$3,809

Estimated / month

ATB Financial

5-year fixed

Default-insured mortgage

4.44%

APR

$3,829

Estimated / month

Prospera

5-year fixed

Default-insured mortgage

4.49%

APR

$3,848

Estimated / month

DUCA

3-year fixed

Default-insured mortgage

4.49%

APR

$3,848

Estimated / month

Community Savings Credit Union

3-year fixed

Default-insured mortgage

4.49%

APR

$3,848

Estimated / month

Community Savings Credit Union

4-year fixed

Default-insured mortgage

4.54%

APR

$3,867

Estimated / month

Pine Mortgage

4-year fixed

Default-insured mortgage

4.59%

APR

$3,887

Estimated / month

Pine Mortgage

5-year fixed

Default-insured mortgage

4.59%

APR

$3,887

Estimated / month

Community Savings Credit Union

5-year fixed

Default-insured mortgage

4.59%

APR

$3,887

Estimated / month

Pine Mortgage

5-year fixed

Default-insured mortgage

4.59%

APR

$3,887

Estimated / month

Valley First

5-year fixed

Default-insured mortgage

4.61%

APR

Contract rate 4.59%

$3,887

Estimated / month

Island Savings

5-year fixed

Default-insured mortgage

4.61%

APR

Contract rate 4.59%

$3,887

Estimated / month

Envision Financial

5-year fixed

Default-insured mortgage

4.61%

APR

Contract rate 4.59%

$3,887

Estimated / month

Pine Mortgage

3-year fixed

Default-insured mortgage

4.64%

APR

$3,906

Estimated / month

Marathon Mortgage

3-year fixed

Default-insured mortgage

4.69%

APR

$3,926

Estimated / month

Marathon Mortgage

5-year fixed

Default-insured mortgage

4.74%

APR

$3,945

Estimated / month

Peoples Bank (For Exclusive Partners Only)

5-year fixed

Default-insured mortgage

4.77%

APR

Contract rate 4.74%

$3,945

Estimated / month

Strive Capital

3-year fixed

Default-insured mortgage

4.79%

APR

$3,965

Estimated / month

CoastCapital Savings

5-year fixed

Default-insured mortgage

4.79%

APR

$3,965

Estimated / month

Peoples Bank (For Exclusive Partners Only)

4-year fixed

Default-insured mortgage

4.82%

APR

Contract rate 4.79%

$3,965

Estimated / month

Peoples Bank (For Exclusive Partners Only)

3-year fixed

Default-insured mortgage

4.83%

APR

Contract rate 4.79%

$3,965

Estimated / month

RFA

3-year fixed

Default-insured mortgage

4.84%

APR

$3,984

Estimated / month

CMLS Financial

5-year fixed

Default-insured mortgage

4.89%

APR

$4,004

Estimated / month

Strive Capital

5-year fixed

Default-insured mortgage

4.89%

APR

$4,004

Estimated / month

RFA

4-year fixed

Default-insured mortgage

4.89%

APR

$4,004

Estimated / month

Manulife

5-year fixed

Default-insured mortgage

4.89%

APR

$4,004

Estimated / month

Strive Capital

4-year fixed

Default-insured mortgage

4.89%

APR

$4,004

Estimated / month

RFA

5-year fixed

Default-insured mortgage

4.89%

APR

$4,004

Estimated / month

Home Trust

5-year fixed

Default-insured mortgage

4.99%

APR

$4,044

Estimated / month

Strive Capital

2-year fixed

Default-insured mortgage

4.99%

APR

$4,044

Estimated / month

First National Financial

5-year fixed

Default-insured mortgage

4.99%

APR

$4,044

Estimated / month

MCAN Home - Precision Prime for Insured

5-year fixed

Default-insured mortgage

4.99%

APR

$4,044

Estimated / month

MCAN Home - Precision Prime for Insured

3-year fixed

Default-insured mortgage

4.99%

APR

$4,044

Estimated / month

CIBC

5-year fixed

Default-insured mortgage

5.01%

APR

Contract rate 4.99%

$4,044

Estimated / month

BMO Bank of Montreal

5-year fixed

Default-insured mortgage

5.01%

APR

Contract rate 4.99%

$4,044

Estimated / month

MCAN Home - Precision Prime for Insured

5-year fixed

Default-insured mortgage

5.04%

APR

$4,063

Estimated / month

RFA

2-year fixed

Default-insured mortgage

5.04%

APR

$4,063

Estimated / month

Home Trust

3-year fixed

Default-insured mortgage

5.12%

APR

$4,095

Estimated / month

Strive Capital

1-year fixed

Default-insured mortgage

5.14%

APR

$4,103

Estimated / month

Peoples Bank (For Exclusive Partners Only)

2-year fixed

Default-insured mortgage

5.16%

APR

Contract rate 5.09%

$4,083

Estimated / month

Home Trust

2-year fixed

Default-insured mortgage

5.17%

APR

$4,115

Estimated / month

First National Financial

4-year fixed

Default-insured mortgage

5.24%

APR

$4,143

Estimated / month

Marathon Mortgage

4-year fixed

Default-insured mortgage

5.24%

APR

$4,143

Estimated / month

First National Financial

3-year fixed

Default-insured mortgage

5.28%

APR

$4,159

Estimated / month

First National Financial

2-year fixed

Default-insured mortgage

5.34%

APR

$4,183

Estimated / month

TD Canada Trust

5-year fixed

Default-insured mortgage

5.41%

APR

Contract rate 5.39%

$4,203

Estimated / month

First National Financial

7-year fixed

Default-insured mortgage

5.44%

APR

$4,224

Estimated / month

Home Trust

4-year fixed

Default-insured mortgage

5.44%

APR

$4,224

Estimated / month

Peoples Bank (For Exclusive Partners Only)

1-year fixed

Default-insured mortgage

5.57%

APR

Contract rate 5.44%

$4,224

Estimated / month

First National Financial

1-year fixed

Default-insured mortgage

5.69%

APR

$4,325

Estimated / month

Marathon Mortgage

2-year fixed

Default-insured mortgage

5.69%

APR

$4,325

Estimated / month

RFA

1-year fixed

Default-insured mortgage

5.69%

APR

$4,325

Estimated / month

First National Financial

10-year fixed

Default-insured mortgage

5.74%

APR

$4,346

Estimated / month

Home Trust

1-year fixed

Default-insured mortgage

5.90%

APR

$4,411

Estimated / month
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How your rates stay current

Supported public lender sources are checked once daily at 6 a.m. Vancouver time. Each offer shows when its source was checked. Your matches refresh while this page is open.

Expired promotions and rates without recent verification are removed automatically. A lender’s rate hold is separate from a promotion deadline. Promotional badges identify special rates; broker cashback estimates appear separately.

Choose your property, down payment, province and amortization to see matching products, then compare up to three for payment, interest and balance. Confirm fees, prepayment privileges, penalties and any funding deadline with your broker.

How these estimates work

Monthly payments include principal and interest, with an estimated $20,925 default-insurance premium financed into the loan. HELOC estimates show interest only on the full amount drawn.

Fixed rates use semi-annual compounding; variable rates use monthly compounding. Estimates assume constant rates and no extra payments. Fees, penalties, property tax, home insurance and closing costs are excluded. Confirm the product’s contract and lender APR.

Results are from Pragmatic’s published catalog, sorted by nominal rate; they are not whole-market coverage or an approval. Catalog update dates are shown in each rate’s details.

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