First National Financial rates today

Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 3, 2026, 4:05 p.m. Pacific. Public sources are scheduled for checks every two hours. Unverified, expired and future offers are withheld.

Verified rate examples

3.70% · 5-year variable

Insured · insured · maximum 25-year amortization

First National posted adjustable mortgage rate; Insured; Prime minus 0.75%.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

4.24% · 5-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted adjustable mortgage rate; Conventional; Prime minus 0.21%.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

4.99% · 5-year fixed

Insured · insured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Insured; 5 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.44% · 4-year fixed

Insured · insured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Insured; 4 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.44% · 4-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Conventional; 4 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.44% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Conventional; 5 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.49% · 3-year fixed

Insured · insured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Insured; 3 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.49% · 3-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Conventional; 3 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.59% · 2-year fixed

Insured · insured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Insured; 2 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.59% · 2-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Conventional; 2 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.61% · 7-year fixed

Insured · insured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Insured; 7 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.61% · 7-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Conventional; 7 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.90% · 1-year fixed

Insured · insured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Insured; 1 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.90% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Conventional; 1 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.91% · 10-year fixed

Insured · insured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Insured; 10 year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.91% · 10-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted fixed closed mortgage rate; Conventional; 10 year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

9.95% · 0.5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

First National posted open term mortgage; 6 month fixed term.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

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