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Lender rate guide

First National Excalibur
mortgage rates.

Compare current rate examples, then check what fits your mortgage.

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Compare the possibilities.

Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.

15 of 15 reference offers

1-year fixedExcalibur 680+UninsuredUp to 25-year amortization5.14%APRDetails
Product
Excalibur 680+
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 680+; 1 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedExcalibur 650-679UninsuredUp to 25-year amortization5.29%APRDetails
Product
Excalibur 650-679
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 650-679; 1 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedExcalibur 680+UninsuredUp to 25-year amortization5.39%APRDetails
Product
Excalibur 680+
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 680+; 2 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedExcalibur 680+UninsuredUp to 25-year amortization5.49%APRDetails
Product
Excalibur 680+
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 680+; 3 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedExcalibur 600-649UninsuredUp to 25-year amortization5.54%APRDetails
Product
Excalibur 600-649
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 1 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedExcalibur 650-679UninsuredUp to 25-year amortization5.64%APRDetails
Product
Excalibur 650-679
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 650-679; 2 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedExcalibur 650-679UninsuredUp to 25-year amortization5.74%APRDetails
Product
Excalibur 650-679
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 650-679; 3 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedExcalibur 580-599UninsuredUp to 25-year amortization5.79%APRDetails
Product
Excalibur 580-599
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 580-599; 1 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedExcalibur 600-649UninsuredUp to 25-year amortization5.89%APRDetails
Product
Excalibur 600-649
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 2 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedExcalibur 600-649UninsuredUp to 25-year amortization5.99%APRDetails
Product
Excalibur 600-649
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 3 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedExcalibur <580UninsuredUp to 25-year amortization6.04%APRDetails
Product
Excalibur <580
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band <580; 1 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedExcalibur 580-599UninsuredUp to 25-year amortization6.14%APRDetails
Product
Excalibur 580-599
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 580-599; 2 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedExcalibur 580-599UninsuredUp to 25-year amortization6.24%APRDetails
Product
Excalibur 580-599
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band 580-599; 3 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedExcalibur <580UninsuredUp to 25-year amortization6.29%APRDetails
Product
Excalibur <580
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band <580; 2 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedExcalibur <580UninsuredUp to 25-year amortization6.49%APRDetails
Product
Excalibur <580
Insurance category
Uninsured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

First National Excalibur posted fixed mortgage rate; credit score band <580; 3 Year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

Beyond the headline

Excalibur vs First National prime

First National provides separate prime and Excalibur rate resources. Use the Excalibur program’s own evidence when reviewing an alternative offer.

Ask for the applicable Excalibur rate sheet, income requirements, lender fee and renewal conditions. Compare the full closing cost and repayment plan alongside the quoted rate.

Lender product information and conditions ↗

Product guide updated . Rate evidence is dated separately in each offer. FCAC: choosing a mortgage.

Before you choose.

Can First National’s prime headline be used for Excalibur?

A prime headline does not establish an Excalibur quote. The commitment must identify the program and the conditions that apply to your income, property and loan amount.

How do I check which First National Excalibur rates fit my mortgage?

Use the shopper with First National Excalibur selected, then enter your purchase, renewal or refinance details. Reference scenarios are examples; matching a rate is not lender approval. You can clear the lender filter to compare alternatives.

Check my scenario →
Can Pragmatic arrange every offer listed here?

A listing does not confirm a lender appointment or access to every product or promotion. Ask us to confirm the lender, program and application channel for your BC property. Our brokerage services are available in British Columbia.

Where can I compare payments and switching costs?

Use the payment calculator for an estimate, then include any payout penalty, discharge, appraisal and legal costs in a switching or refinance comparison. Confirm those costs with your current lender and the proposed lender.

Payment calculatorMortgage penalty estimateRefinancing guide

Related lenders and programs to explore. Eligibility and access differ.

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Compare with your own numbers.

Compare payments and terms for your own numbers, or get a broker’s help with eligibility, fees and the details that matter to you.

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About these rates & reference scenarios

Current catalogue examples for owner-occupied British Columbia and Ontario properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved . Public sources are scheduled for checks once daily at 6 a.m. Vancouver time. Unverified, expired and future offers are withheld.

A listing does not confirm that a lender has appointed this brokerage or that every lender product is available through us.

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