First National Excalibur rates today

Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 3, 2026, 4:05 p.m. Pacific. Public sources are scheduled for checks every two hours. Unverified, expired and future offers are withheld.

Verified rate examples

5.14% · 1-year fixed

Excalibur 680+ · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 680+; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.24% · 2-year fixed

Excalibur 680+ · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 680+; 2 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.29% · 1-year fixed

Excalibur 650-679 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 650-679; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.34% · 3-year fixed

Excalibur 680+ · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 680+; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.49% · 2-year fixed

Excalibur 650-679 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 650-679; 2 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.54% · 1-year fixed

Excalibur 600-649 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.59% · 3-year fixed

Excalibur 650-679 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 650-679; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.74% · 2-year fixed

Excalibur 600-649 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 2 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.79% · 1-year fixed

Excalibur 580-599 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 580-599; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.84% · 3-year fixed

Excalibur 600-649 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.99% · 2-year fixed

Excalibur 580-599 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 580-599; 2 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

6.04% · 1-year fixed

Excalibur <580 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band <580; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

6.09% · 3-year fixed

Excalibur 580-599 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band 580-599; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

6.14% · 2-year fixed

Excalibur <580 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band <580; 2 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

6.34% · 3-year fixed

Excalibur <580 · uninsured · maximum 25-year amortization

First National Excalibur posted fixed mortgage rate; credit score band <580; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:13 p.m. Pacific.

Verification expires Oct 5, 2026, 2:13 a.m. Pacific. Recheck before a decision.

Lender source and conditions

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