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Lender rate guide

RFA
mortgage rates.

Compare current rate examples, then check what fits your mortgage.

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Compare the possibilities.

Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.

8 of 8 reference offers

5-year variableInsuredUp to 25-year amortization3.70%APRDetails
Product
Insured
Insurance category
Insured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

RFA Prime standard 5 Year ARM; owner-occupied BC purchase, fully documented income. Subject to approved lending areas, property requirements, all-applicant credit and lender approval. Minimum credit 650 for each applicant. No pre-approvals.

Compare the reference scenarios (1)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

5-year variableUninsuredUp to 30-year amortization4.10%APRDetails
Product
Uninsured – 30 yr
Insurance category
Uninsured
Maximum amortization
30 years
APR basis
Estimated; confirm fees

Eligibility & conditions

RFA Prime standard 5 Year ARM; owner-occupied BC purchase, fully documented income. Subject to approved lending areas, property requirements, all-applicant credit and lender approval. Primary credit above 680; other applicants above 640. Urban residential properties only; no prior bankruptcy, consumer proposal or credit counselling; no rentals or second homes. Property must be below $1 million.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedInsuredUp to 25-year amortization4.84%APRDetails
Product
Insured
Insurance category
Insured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

RFA Prime standard 3 Year Fixed; owner-occupied BC purchase, fully documented income. Subject to approved lending areas, property requirements, all-applicant credit and lender approval. Minimum credit 650 for each applicant. No pre-approvals.

Compare the reference scenarios (1)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

4-year fixedInsuredUp to 25-year amortization4.89%APRDetails
Product
Insured
Insurance category
Insured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

RFA Prime standard 4 Year Fixed; owner-occupied BC purchase, fully documented income. Subject to approved lending areas, property requirements, all-applicant credit and lender approval. Minimum credit 650 for each applicant. No pre-approvals.

Compare the reference scenarios (1)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

5-year fixedInsuredUp to 25-year amortization4.89%APRDetails
Product
Insured
Insurance category
Insured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

RFA Prime standard 5 Year Fixed; owner-occupied BC purchase, fully documented income. Subject to approved lending areas, property requirements, all-applicant credit and lender approval. Minimum credit 650 for each applicant. No pre-approvals.

Compare the reference scenarios (1)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedInsuredUp to 25-year amortization5.04%APRDetails
Product
Insured
Insurance category
Insured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

RFA Prime standard 2 Year Fixed; owner-occupied BC purchase, fully documented income. Subject to approved lending areas, property requirements, all-applicant credit and lender approval. Minimum credit 650 for each applicant. No pre-approvals.

Compare the reference scenarios (1)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

5-year fixedUninsuredUp to 30-year amortization5.29%APRDetails
Product
Uninsured – 30 yr
Insurance category
Uninsured
Maximum amortization
30 years
APR basis
Estimated; confirm fees

Eligibility & conditions

RFA Prime standard 5 Year Fixed; owner-occupied BC purchase, fully documented income. Subject to approved lending areas, property requirements, all-applicant credit and lender approval. Primary credit above 680; other applicants above 640. Urban residential properties only; no prior bankruptcy, consumer proposal or credit counselling; no rentals or second homes. Property must be below $1 million.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedInsuredUp to 25-year amortization5.69%APRDetails
Product
Insured
Insurance category
Insured
Maximum amortization
25 years
APR basis
Estimated; confirm fees

Eligibility & conditions

RFA Prime standard 1 Year Fixed; owner-occupied BC purchase, fully documented income. Subject to approved lending areas, property requirements, all-applicant credit and lender approval. Minimum credit 650 for each applicant. No pre-approvals.

Compare the reference scenarios (1)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

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About these rates & reference scenarios

Current catalogue examples for owner-occupied British Columbia and Ontario properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved . Public sources are scheduled for checks once daily at 6 a.m. Vancouver time. Unverified, expired and future offers are withheld.

A listing does not confirm that a lender has appointed this brokerage or that every lender product is available through us.

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