Strive Capital rates today

Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 3, 2026, 4:03 p.m. Pacific. Public sources are scheduled for checks every two hours. Unverified, expired and future offers are withheld.

Verified rate examples

3.70% · 5-year variable

Insured · insured · maximum 25-year amortization

Strive posted standard ARM mortgage rate; Insured Purchase, Transfer; Up to 95%; P-0.75.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

3.85% · 5-year variable

Insurable 65.01–90% LTV · insurable · maximum 25-year amortization

Strive posted standard ARM mortgage rate; 65.01-70%; 65.01-70%; P-0.60.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

3.95% · 5-year variable

Insurable 75.01–80% LTV · insurable · maximum 25-year amortization

Strive posted standard ARM mortgage rate; 75.01-80%; 75.01-80%; P-0.50.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

4.04% · 5-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Strive posted standard ARM mortgage rate; Uninsurable Purchase, Refinance, Transfer; Up to 80%; P-0.41.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

4.79% · 3-year fixed

Insured · insured · maximum 25-year amortization

Strive posted fixed mortgage rate; Insured Purchase, Transfer; Up to 95%; 3 Year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

4.89% · 4-year fixed

Insured · insured · maximum 25-year amortization

Strive posted fixed mortgage rate; Insured Purchase, Transfer; Up to 95%; 4 Year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

4.89% · 5-year fixed

Insured · insured · maximum 25-year amortization

Strive posted standard fixed mortgage rate; Insured Purchase, Transfer; Up to 95%.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

4.99% · 2-year fixed

Insured · insured · maximum 25-year amortization

Strive posted fixed mortgage rate; Insured Purchase, Transfer; Up to 95%; 2 Year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.04% · 3-year fixed

Insurable 65.01–90% LTV · insurable · maximum 25-year amortization

Strive posted fixed mortgage rate; 65.01-70%; 65.01-70%; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.04% · 5-year fixed

Insurable 65.01–90% LTV · insurable · maximum 25-year amortization

Strive posted standard fixed mortgage rate; 65.01-70%; 65.01-70%.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.09% · 5-year fixed

Insurable 75.01–80% LTV · insurable · maximum 25-year amortization

Strive posted standard fixed mortgage rate; 75.01-80%; 75.01-80%.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.14% · 1-year fixed

Insured · insured · maximum 25-year amortization

Strive posted fixed mortgage rate; Insured Purchase, Transfer; Up to 95%; 1 Year.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.14% · 3-year fixed

Insurable 75.01–80% LTV · insurable · maximum 25-year amortization

Strive posted fixed mortgage rate; 75.01-80%; 75.01-80%; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.14% · 4-year fixed

Insurable 65.01–90% LTV · insurable · maximum 25-year amortization

Strive posted fixed mortgage rate; 65.01-70%; 65.01-70%; 4 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.19% · 4-year fixed

Insurable 75.01–80% LTV · insurable · maximum 25-year amortization

Strive posted fixed mortgage rate; 75.01-80%; 75.01-80%; 4 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.34% · 2-year fixed

Insurable 75.01–80% LTV · insurable · maximum 25-year amortization

Strive posted fixed mortgage rate; 75.01-80%; 75.01-80%; 2 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.34% · 2-year fixed

Insurable 65.01–90% LTV · insurable · maximum 25-year amortization

Strive posted fixed mortgage rate; 65.01-70%; 65.01-70%; 2 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.39% · 3-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Strive posted fixed mortgage rate; Uninsurable Purchase, Refinance, Transfer; Up to 80%; 3 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.39% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Strive posted standard fixed mortgage rate; Uninsurable Purchase, Refinance, Transfer; Up to 80%.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.54% · 1-year fixed

Insurable 65.01–90% LTV · insurable · maximum 25-year amortization

Strive posted fixed mortgage rate; 65.01-70%; 65.01-70%; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.54% · 1-year fixed

Insurable 75.01–80% LTV · insurable · maximum 25-year amortization

Strive posted fixed mortgage rate; 75.01-80%; 75.01-80%; 1 Year.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

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