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CIBC rates today

Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 11, 2026, 5:04 a.m. Pacific. Public sources are scheduled for checks once daily at 6 a.m. Vancouver time. Unverified, expired and future offers are withheld.

Verified rate examples

4.05% · 5-year variable

Insured · insured · maximum 25-year amortization

Lender-reported APR 4.07%

CIBC public special offer; 5-year variable flex; insured purchase. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.15% · 3-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.17%

CIBC public special offer; 3 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.20% · 5-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.22%

CIBC public special offer; 5 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.84% · 2-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.86%

CIBC public special offer; 2 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.99% · 5-year fixed

Insured · insured · maximum 25-year amortization

Lender-reported APR 5.01%

CIBC public special offer; 5-year fixed closed; insured purchase. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.09% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.11%

CIBC public special offer; 1 year; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.09% · 3-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.11%

CIBC public special offer; 3 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.24% · 4-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.26%

CIBC public special offer; 4 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.34% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.36%

CIBC public special offer; 5 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.54% · 7-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.56%

CIBC public special offer; 7 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

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