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CIBC rates today

Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 3, 2026, 4:03 p.m. Pacific. Public sources are scheduled for checks every two hours. Unverified, expired and future offers are withheld.

Verified rate examples

3.95% · 5-year variable

Insured · insured · maximum 25-year amortization

Lender-reported APR 3.97%

CIBC public special offer; 5-year variable flex; insured purchase. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.05% · 3-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.07%

CIBC public special offer; 3 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.10% · 5-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.12%

CIBC public special offer; 5 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.69% · 2-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.71%

CIBC public special offer; 2 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.79% · 5-year fixed

Insured · insured · maximum 25-year amortization

Lender-reported APR 4.81%

CIBC public special offer; 5-year fixed closed; insured purchase. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.94% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.96%

CIBC public special offer; 1 year; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.94% · 3-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.96%

CIBC public special offer; 3 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.09% · 4-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.11%

CIBC public special offer; 4 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.14% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.16%

CIBC public special offer; 5 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.31% · 7-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.33%

CIBC public special offer; 7 years; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

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