Lender rate guide

Neo Financial
mortgage rates.

Compare current rate examples, then check what fits your mortgage.

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Compare the possibilities.

Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.

7 of 7 reference offers

5-year variableUninsuredUp to 25-year amortization3.60%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Neo posted 5-year adjustable mortgage rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

6-month fixedUninsuredUp to 25-year amortization4.14%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Neo posted fixed mortgage rate; 6-month.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

5-year fixedUninsuredUp to 25-year amortization4.74%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Neo posted 5-year closed fixed mortgage rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedUninsuredUp to 25-year amortization4.79%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Neo posted fixed mortgage rate; 3-year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

4-year fixedUninsuredUp to 25-year amortization4.94%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Neo posted fixed mortgage rate; 4-year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedUninsuredUp to 25-year amortization5.84%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Neo posted fixed mortgage rate; 2-year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedUninsuredUp to 25-year amortization5.94%APRDetails

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Estimated; confirm fees

Eligibility & conditions

Neo posted fixed mortgage rate; 1-year.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

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