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Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 3, 2026, 4:04 p.m. Pacific. Public sources are scheduled for checks every two hours. Unverified, expired and future offers are withheld.

Verified rate examples

4.24% · 5-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.26%

TD public mortgage rates API; 5 Year Variable Closed special; special advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.29% · 2-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.34%

TD public mortgage rates API; 2 Year Fixed Closed; posted advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.34% · 5-year fixed

Insured · insured · maximum 25-year amortization

Lender-reported APR 5.36%

TD public mortgage rates API; 5 Year Fixed Closed High-Ratio special; special advertised rate.

Insured purchase: $750,000 home, $75,000 down, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.34% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.36%

TD public mortgage rates API; 5 Year Fixed Closed special; special advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.49% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.58%

TD public mortgage rates API; 1 Year Fixed Closed; posted advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.54% · 0.5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.72%

TD public mortgage rates API; 6 Month Convertible Mortgage; posted advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

5.99% · 4-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 6.02%

TD public mortgage rates API; 4 Year Fixed Closed; posted advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

6.29% · 6-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 6.31%

TD public mortgage rates API; 6 Year Fixed Closed; posted advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

6.80% · 10-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 6.81%

TD public mortgage rates API; 10 Year Fixed Closed; posted advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

7.75% · 5-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 7.77%

TD public mortgage rates API; 5 Year Variable Open; special advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

9.95% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 10.04%

TD public mortgage rates API; 1 Year Open Mortgage; posted advertised rate.

20% down purchase: $750,000 home, $150,000 down, 25-year amortization · Compare this example
Renewal: $750,000 home, $150,000 equity, 25-year amortization · Compare this example

Public lender source checked Oct 3, 2026, 2:14 p.m. Pacific.

Verification expires Oct 5, 2026, 2:14 a.m. Pacific. Recheck before a decision.

Lender source and conditions

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