Lender rate guide

TD Canada Trust
mortgage rates.

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Compare the possibilities.

Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.

11 of 11 reference offers

5-year variableUninsuredUp to 25-year amortization4.31%APRContract 4.29%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 5 Year Variable Closed special; special advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

5-year fixedInsuredUp to 25-year amortization5.41%APRContract 5.39%Details

Product: Insured
Insurance category: Insured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 5 Year Fixed Closed High-Ratio special; special advertised rate.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

5-year fixedUninsuredUp to 25-year amortization5.41%APRContract 5.39%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 5 Year Fixed Closed special; special advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedUninsuredUp to 25-year amortization5.44%APRContract 5.39%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 2 Year Fixed Closed; posted advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

6-month fixedUninsuredUp to 25-year amortization5.74%APRContract 5.54%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 6 Month Convertible Mortgage; posted advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedUninsuredUp to 25-year amortization5.79%APRContract 5.69%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 1 Year Fixed Closed; posted advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

4-year fixedUninsuredUp to 25-year amortization6.02%APRContract 5.99%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 4 Year Fixed Closed; posted advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

6-year fixedUninsuredUp to 25-year amortization6.31%APRContract 6.29%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 6 Year Fixed Closed; posted advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

10-year fixedUninsuredUp to 25-year amortization6.81%APRContract 6.80%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 10 Year Fixed Closed; posted advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

5-year variableUninsuredUp to 25-year amortization7.77%APRContract 7.75%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 5 Year Variable Open; special advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

1-year fixedUninsuredUp to 25-year amortization10.05%APRContract 9.95%Details

Product: Uninsured – 25 yr
Insurance category: Uninsured
Maximum amortization: 25 years
APR basis: Lender reported

Eligibility & conditions

TD public mortgage rates API; 1 Year Open Mortgage; posted advertised rate.

Compare the reference scenarios (4)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 23, 2026, 6:02 a.m. Pacific.

Verification expires Oct 24, 2026, 6:02 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

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