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Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 3, 2026, 4:05 p.m. Pacific. Public sources are scheduled for checks every two hours. Unverified, expired and future offers are withheld.

Verified rate examples

3.79% · 5-year variable

Insured · insured · maximum 25-year amortization

5-Year Variable High Ratio Rate. Qualifying rate 5.250%.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.04% · 5-year variable

Insurable 75.01–80% LTV · insurable · maximum 25-year amortization

5-Year Variable Insurable Rate. Qualifying rate 5.250%. Applies to insurable 75.01-80% LTV.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.19% · 5-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

5-Year Variable Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.29% · 5-year variable

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

5-Year Variable Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.49% · 5-year fixed

Insured · insured · maximum 25-year amortization

5-Year Fixed High Ratio Rate. Qualifying rate 5.250%.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.69% · 2-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

2-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.74% · 5-year fixed

Insurable 75.01–80% LTV · insurable · maximum 25-year amortization

5-Year Fixed Insurable Rate. Qualifying rate 5.250%. Applies to insurable 75.01-80% LTV.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.79% · 2-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

2-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

4.99% · 3-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

3-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.09% · 3-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

3-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.14% · 4-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

4-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.19% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

1-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.24% · 4-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

4-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.24% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

5-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.24% · 6-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

6-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.24% · 7-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

7-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.24% · 8-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

8-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.29% · 1-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

1-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.29% · 9-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

9-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.29% · 10-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

10-Year Fixed Rate - Closed (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.34% · 5-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

5-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.34% · 6-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

6-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.34% · 7-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

7-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.34% · 8-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

8-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.35% · 1-year variable

Uninsured – 25 yr · uninsured · maximum 25-year amortization

1-Year Variable Rate - Open (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.39% · 9-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

9-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.39% · 10-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

10-Year Fixed Rate - Closed (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

6.59% · 1-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

1-Year Fixed Rate - Open (up to 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

6.79% · 1-year fixed

Uninsured – 30 yr · uninsured · maximum 30-year amortization

Promotional rate — conditions and availability deadline apply

1-Year Fixed Rate - Open (more than 25-year amortization).

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

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