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AVEO by CMLS Financial
mortgage rates.

Compare current rate examples, then check what fits your mortgage.

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Compare the possibilities.

Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.

3 of 3 reference offers

1-year fixedUninsured – 30 yrUninsuredUp to 30-year amortization5.29%APRDetails
Product
Uninsured – 30 yr
Insurance category
Uninsured
Maximum amortization
30 years
APR basis
Estimated; confirm fees

Eligibility & conditions

AVEO Traditional standard fixed; credit 680+, 1% lender fee. Owner-occupied purchase/refinance comparison restricted to BC, AB, MB, SK and ON, up to 75% LTV, $100,000–$1,500,000 loans and 30-year amortization. Other applicants require at least 500 credit. Eligible locations, property and underwriting restrictions apply. Possible low-LTV discounts are not included. Flex40, AVEO+, Ontario specials, rentals and ARM excluded.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

2-year fixedUninsured – 30 yrUninsuredUp to 30-year amortization5.49%APRDetails
Product
Uninsured – 30 yr
Insurance category
Uninsured
Maximum amortization
30 years
APR basis
Estimated; confirm fees

Eligibility & conditions

AVEO Traditional standard fixed; credit 680+, 1% lender fee. Owner-occupied purchase/refinance comparison restricted to BC, AB, MB, SK and ON, up to 75% LTV, $100,000–$1,500,000 loans and 30-year amortization. Other applicants require at least 500 credit. Eligible locations, property and underwriting restrictions apply. Possible low-LTV discounts are not included. Flex40, AVEO+, Ontario specials, rentals and ARM excluded.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

3-year fixedUninsured – 30 yrUninsuredUp to 30-year amortization5.59%APRDetails
Product
Uninsured – 30 yr
Insurance category
Uninsured
Maximum amortization
30 years
APR basis
Estimated; confirm fees

Eligibility & conditions

AVEO Traditional standard fixed; credit 680+, 1% lender fee. Owner-occupied purchase/refinance comparison restricted to BC, AB, MB, SK and ON, up to 75% LTV, $100,000–$1,500,000 loans and 30-year amortization. Other applicants require at least 500 credit. Eligible locations, property and underwriting restrictions apply. Possible low-LTV discounts are not included. Flex40, AVEO+, Ontario specials, rentals and ARM excluded.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked .

Verification expires . Recheck before making a decision. A rate hold does not extend an offer's availability.

Lender source & conditions

Beyond the headline

AVEO vs CMLS prime

CMLS lists AVEO separately from its prime programs, with its own product and income-guideline resources. An AVEO quote should be assessed as a specific program, rather than a generic CMLS rate.

Ask which AVEO product was quoted, what income evidence is required, which fees apply and what the renewal or move-to-prime plan would involve. A program name does not establish approval.

Lender product information and conditions ↗

Product guide updated . Rate evidence is dated separately in each offer. FCAC: choosing a mortgage.

Before you choose.

Can I use a CMLS prime rate to compare an AVEO offer?

Compare the program that can actually consider your circumstances. Prime and AVEO have separate guidelines; a lower prime example is not a substitute for an AVEO commitment.

How do I check which AVEO by CMLS Financial rates fit my mortgage?

Use the shopper with AVEO by CMLS Financial selected, then enter your purchase, renewal or refinance details. Reference scenarios are examples; matching a rate is not lender approval. You can clear the lender filter to compare alternatives.

Check my scenario →
Can Pragmatic arrange every offer listed here?

A listing does not confirm a lender appointment or access to every product or promotion. Ask us to confirm the lender, program and application channel for your BC property. Our brokerage services are available in British Columbia.

Where can I compare payments and switching costs?

Use the payment calculator for an estimate, then include any payout penalty, discharge, appraisal and legal costs in a switching or refinance comparison. Confirm those costs with your current lender and the proposed lender.

Payment calculatorMortgage penalty estimateRefinancing guide

Related lenders and programs to explore. Eligibility and access differ.

All lenders →

Compare with your own numbers.

Compare payments and terms for your own numbers, or get a broker’s help with eligibility, fees and the details that matter to you.

Compare my options Ask about AVEO by CMLS Financial
About these rates & reference scenarios

Current catalogue examples for owner-occupied British Columbia and Ontario properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved . Public sources are scheduled for checks once daily at 6 a.m. Vancouver time. Unverified, expired and future offers are withheld.

A listing does not confirm that a lender has appointed this brokerage or that every lender product is available through us.

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