Skip to content

National Bank of Canada rates today

Verified examples for owner-occupied BC mortgages. Your eligibility and lender conditions affect your quote.

Reference scenarios and rate conditions

Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.

Catalogue retrieved Oct 3, 2026, 4:06 p.m. Pacific. Public sources are scheduled for checks every two hours. Unverified, expired and future offers are withheld.

Verified rate examples

4.94% · 3-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 4.99%

NATIONAL-BANK public special offer; 3 Year fixed closed; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.04% · 4-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.08%

NATIONAL-BANK public special offer; 4 Year fixed closed; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

5.04% · 5-year fixed

Uninsured – 25 yr · uninsured · maximum 25-year amortization

Lender-reported APR 5.08%

NATIONAL-BANK public special offer; 5 Year fixed closed; up to 25 year amortization. Subject to lender approval.

Public lender source checked .

Verification expires . Recheck before a decision.

Lender source and conditions

Read these live rates as JSON · Use our mortgage tools with an AI assistant