Lender rate guide

National Bank of Canada
mortgage rates.

Compare current rate examples, then check what fits your mortgage.

Compare the possibilities.

Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.

3 of 3 reference offers

3-year fixedUninsuredUp to 25-year amortization4.99%APRContract 5.04%Details

NATIONAL-BANK public special offer; 3 Year fixed closed; up to 25 year amortization. Subject to lender approval.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 24, 2026, 6:09 a.m. Pacific.

Verification expires Oct 25, 2026, 6:09 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

4-year fixedUninsuredUp to 25-year amortization5.08%APRContract 5.09%Details

NATIONAL-BANK public special offer; 4 Year fixed closed; up to 25 year amortization. Subject to lender approval.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 24, 2026, 6:09 a.m. Pacific.

Verification expires Oct 25, 2026, 6:09 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

5-year fixedUninsuredUp to 25-year amortization5.18%APRContract 5.14%Details

NATIONAL-BANK public special offer; 5 Year fixed closed; up to 25 year amortization. Subject to lender approval.

Compare the reference scenarios (2)

These scenarios matched this offer. They are examples, not confirmation of your eligibility.

Source & verification

Public lender source checked Oct 24, 2026, 6:09 a.m. Pacific.

Verification expires Oct 25, 2026, 6:09 p.m. Pacific. Recheck before making a decision. A rate hold does not extend an offer's availability.

Compare payments and terms for your own numbers, or get a broker’s help with eligibility, fees and the details that matter to you.