MCAP
mortgage rates.
Compare current rate examples, then check what fits your mortgage.
Compare the possibilities.
Owner-occupied BC & Ontario reference scenarios. Conditions vary by product.
No current verified examples
We have no current matching offers for these reference scenarios. A broker can check the lender's options for your circumstances, or you can compare other lenders in the rate shopper.
Beyond the headline
Choose the MCAP mortgage product
MCAP’s residential resources cover buying, switching, refinancing and renewal. Its product information should be read with the exact mortgage named in your quote.
Compare prepayment privileges, portability and payout conditions. For an alternative application, use Eclipse-specific information instead of assuming MCAP’s general product features apply.
Lender product information and conditions ↗Product guide updated . Rate evidence is dated separately in each offer. FCAC: choosing a mortgage.
Before you choose.
Does no current MCAP reference rate mean MCAP is unavailable?
No. It means our public reference list has no current matching verified examples. Ask for current pricing and program access for your circumstances.
How do I check which MCAP rates fit my mortgage?
Use the shopper with MCAP selected, then enter your purchase, renewal or refinance details. Reference scenarios are examples; matching a rate is not lender approval. You can clear the lender filter to compare alternatives.
Check my scenario →Can Pragmatic arrange every offer listed here?
A listing does not confirm a lender appointment or access to every product or promotion. Ask us to confirm the lender, program and application channel for your BC property. Our brokerage services are available in British Columbia.
Where can I compare payments and switching costs?
Use the payment calculator for an estimate, then include any payout penalty, discharge, appraisal and legal costs in a switching or refinance comparison. Confirm those costs with your current lender and the proposed lender.
Keep your options open.
Related lenders and programs to explore. Eligibility and access differ.
Compare with your own numbers.
Compare payments and terms for your own numbers, or get a broker’s help with eligibility, fees and the details that matter to you.