Find a mortgage that fits.

Start with your numbers. Compare the rate, payment and details in one place.

Example scenario · make it yours

Buying · $750,000 home · $150,000 down

BC · All terms · fixed & variable · 25-year amortization · Live in the home

A starting point

A few options to start.

3 of 321 matching rates · $600,000 financed · 25-year amortization

Lowest rate first

Neo Financial

5-year variable

Uninsured mortgage

3.65%

Interest rate

Public lender rate · Checked Oct 3, 2026, 4:19 p.m. Pacific

$3,052

Estimated / month

Compare

Rate details

Product: Uninsured – 25 yr
Lender APR: Not supplied — confirm with lender
Rate hold: Confirm with lender
Freshness deadline: Oct 5, 2026, 4:19 a.m. Pacific
Catalog updated: 2026-10-03
Interest over this term: $102,487
Balance at term end: $519,353

Neo posted 5-year adjustable mortgage rate.

Conventional / uninsured

Rates disappear at their offer or freshness deadline. A rate hold starts with lender confirmation and does not extend a promotion. Confirm fees, prepayment privileges, portability and break penalties before choosing. Estimates assume the rate stays constant.

Review this option with a broker

BlueShore Financial

5-year variable

Uninsured mortgage

3.75%

Interest rate

Public lender rate · Checked Oct 3, 2026, 4:18 p.m. Pacific

$3,085

Estimated / month

Compare

Rate details

Product: Variable Closed
Lender APR: Not supplied — confirm with lender
Rate hold: Confirm with lender
Freshness deadline: Oct 5, 2026, 4:18 a.m. Pacific
Catalog updated: 2026-10-03
Interest over this term: $105,385
Balance at term end: $520,298

Beem public closed variable mortgage rate; 5 year.

Conventional / uninsured

Review this option with a broker

Beem Credit Union

5-year variable

Uninsured mortgage

3.75%

Interest rate

Public lender rate · Checked Oct 3, 2026, 4:18 p.m. Pacific

$3,085

Estimated / month

Compare

Rate details

Product: Variable Closed
Lender APR: Not supplied — confirm with lender
Rate hold: Confirm with lender
Freshness deadline: Oct 5, 2026, 4:18 a.m. Pacific
Catalog updated: 2026-10-03
Interest over this term: $105,385
Balance at term end: $520,298

Beem public closed variable mortgage rate; 5 year.

Conventional / uninsured

Review this option with a broker

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How your rates stay current

Supported public lender sources are checked every two hours. Each offer shows when its source was checked. Your matches refresh while this page is open.

Expired promotions and rates without recent verification are removed automatically. A lender’s rate hold is separate from a promotion deadline. Promotional badges identify special rates; broker cashback estimates appear separately.

Choose your property, down payment, province and amortization to see matching products, then compare up to three for payment, interest and balance. Confirm fees, prepayment privileges, penalties and any funding deadline with your broker.

How these estimates work

Monthly payments include principal and interest; no new borrower-paid default-insurance premium is included. HELOC estimates show interest only on the full amount drawn.

Fixed rates use semi-annual compounding; variable rates use monthly compounding. Estimates assume constant rates and no extra payments. Fees, penalties, property tax, home insurance and closing costs are excluded. Confirm the product’s contract and lender APR.

Results are from Pragmatic’s published catalog, sorted by nominal rate; they are not whole-market coverage or an approval. Catalog update dates are shown in each rate’s details.

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A little guidance goes a long way.

We’ll help you weigh the rate, flexibility and costs. Brokerage services are available for BC properties.

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Find a mortgage that fits.

A few options to start.

Neo Financial

BlueShore Financial

Beem Credit Union

A little guidance goes a long way.

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