Interactive calculator
Affordability calculator
See the maximum purchase price supported by your income and down payment.
Calculation notes
Methodology for the affordability calculator
Estimate the maximum purchase price based on income, debts, and stress-test rules.
Compare multiple scenarios to find a comfortable payment range.
Inputs to check
- Household income
- Monthly debt payments
- Down payment amount
- Property taxes, heating, and condo fees
Assumptions
- Uses standard GDS/TDS ratio guidelines.
- Applies stress-test qualifying rates.
- Does not replace lender underwriting.