Insured mortgages often receive the best headline rates, but premiums add to total cost. Compare rates with full context.
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Not always. Compare penalties, prepayment privileges, and total cost.
Typically no. Insured pricing is for high-ratio mortgages.
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APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.
