BCFSA · RECA · Licensed across BC & Alberta
Find a mortgage broker who knows your market
Licensed brokers across British Columbia and Alberta who help you compare lenders, understand local closing costs, and build a mortgage plan that fits the property, budget, and goal. No scripts, no pressure.
Province hubs
2 provincesBC · BCFSA licensed
British Columbia mortgage brokers
18 cities across Vancouver, the Lower Mainland, and BC Interior. Local guidance on property transfer tax, strata rules, and BC closing costs before you write an offer.
AB · RECA licensed
Alberta mortgage brokers
Calgary and Edmonton offices. No land transfer tax, strong new-build market, self-employed and contractor-friendly mortgage planning across Alberta.
Before you choose
How to choose a mortgage broker with confidence
The right broker saves you time, money, and stress. Here's what matters when comparing your options.
Check their license
Every broker in BC must be BCFSA-registered; every broker in Alberta must be RECA-licensed. You can verify their status online in 30 seconds.
Ask how many lenders they compare
A good broker compares 5-20+ lenders, not one or two. If they only mention their favourite lender, keep looking.
Expect plain-language explanations
Rate, prepayment privileges, penalty formula, and total cost should be explained clearly — without jargon or pressure.
Trust your first conversation
If you feel confused, rushed, or pushed after your first call, that is a signal. A good broker moves at your pace and helps you understand before you decide.
British Columbia
24 citiesQuestions about choosing a mortgage broker
Google reviews
Broker team reviews
Verified Google feedback from borrowers who trusted our licensed brokers for purchase, renewal, and refinance advice.
Craig Mihaychuk
Jun 2024
Jessica was a pleasure to deal with at Pragmatic. She put in many extra hours in finding us the best mortgage to suit our needs. The whole team is extremely knowledgeable and so friendly, a true pleasure to work with.
John C
Dec 2022
Knowledgeable, fast, and extremely good at what he does. Kyle is very professional and attentive to keeping on top of things and help us secure the mortgage we wanted in a very short amount of time. Thank you Pragmatic....
Holly Berezowski
Dec 2021
Kyle made the process very smooth and almost painless. We appreciated his responsiveness, patience and attention to detail. He is very professional and very easy to work with. At no time did we feel pressured. We hig...
Stacy Laukkanen
Feb 2021
Kyle was always prompt at replying to my endless questions. He was always willing to help, even if it wasn’t the answer I was hoping for. But in the end, he got our mortgage!! He’s kind, professional and informative. We...
Ifraz Khan
Sep 2020
Kyle was amazing in our mortgage search! Kyle was very responsive and informative and definitely acted in our best interest. Saving us from many pitfalls of larger bank mortgages. He works VERY quickly and efficiently,...
Kal Honeyman
Sep 2020
Right from the get-go, Kyle worked hard to answer all of our questions right away, got us the best deal we could hope for, and was incredibly professional in all his dealings with us. If you need a broker look no further...
Crystal Brown
Dec 2019
Kyle is the best mortgage broker I have ever worked with. He was so fast at getting things done. After finding the best rates and explaining which bank expects what, he still kept on the watch for better rates. He kn...
Brent Bergen
May 2018
Kyle is awesome! Goes above and beyond all the time. I would highly recomend Kyle for any financial needs you may have
Pippa August
Feb 2018
Our experience with Kyle went smooth and we really appreciated how on the ball he was, things got done right away. He always stayed in close communication throughout the whole process!! Thankyou so much Kyle! We highly r...
Susan Khalembach
Mar 2014
I have know Kyle for many years. He has proven to be a very competent, honest and hard working young man. He has a wonderful personality. He will go the distance to make things happen for you.