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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Copyright 2026 - All rights reserved. Paragon Pragmatic Lending.
Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Renewal mortgage rates

Compare renewal rates and plan your next term early.

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How to read these rates

Renewal offers arrive early, but you do not have to accept the first offer. Compare rates and terms before signing.

Save + compare

Unlock the full rate workflow

Create a free account to save this scenario, compare multiple lenders, and request a rate hold.

  • Save rate tables for each property
  • Compare offers with calculator insights
  • Share scenarios securely with your broker team
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Need broker guidance?

Talk through qualification, documents, and lender turnaround times before you lock a rate.

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Highlights

  • Side-by-side renewal pricing with term filters.
  • Use reminders to avoid missed renewal windows.
  • Save scenarios to negotiate with confidence.

Related links

Renewal comparisonRenewal serviceRenewal guide

Save and compare rates

Create a free account to save this scenario, compare offers, and start a secure application.

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Frequently asked questions

When should I start shopping renewal rates?

Ideally 4 to 6 months before maturity.

Do I need to re-qualify at renewal?

Not always, but switching lenders may require qualification.

Your scenario

Five quick inputs determine the right rate bucket automatically.

Amount
Amount
%

Select one or more term lengths.

Don't have one? chat with one of our brokers to get one!

Adjust the scenario to see rates that match your constraints.