{"generatedAt":"2026-10-03T23:48:10.973Z","notice":"Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.","examples":[{"id":"insured-purchase","label":"Insured purchase: $750,000 home, $75,000 down, 25-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":75000,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"conventional-purchase","label":"20% down purchase: $750,000 home, $150,000 down, 25-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":150000,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"conventional-purchase-30","label":"20% down purchase: $750,000 home, $150,000 down, 30-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":150000,"amortizationYears":30,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"renewal","label":"Renewal: $750,000 home, $150,000 equity, 25-year amortization","scenario":{"transaction":"RENEWAL","priceOrValue":750000,"downPaymentAmount":null,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any","equityAmount":150000}},{"id":"refinance","label":"Refinance: $750,000 home, $150,000 equity, 30-year amortization","scenario":{"transaction":"REFINANCE","priceOrValue":750000,"downPaymentAmount":null,"amortizationYears":30,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any","equityAmount":150000}}],"lenders":[{"id":"58c10346-7ea3-410a-a3f8-85196412d45f","name":"Equitable Alternative Solutions","slug":"equitable-alternative-solutions","aliases":[],"path":"/rates/lenders/equitable-alternative-solutions","offers":[{"id":"5d776290-7651-45c2-8a23-c5de99b37c94","lenderId":"58c10346-7ea3-410a-a3f8-85196412d45f","product":"Uninsured – 25 yr","ratePercent":4.69,"aprPercent":5.282,"rateType":"VARIABLE","termMonths":60,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"EQ Bank posted 5 Year Adjustable Standard Mortgage Rate (Closed); P + 0.24%; Equitable Prime 4.45%.","verifiedAt":"2026-10-03T23:18:54.833Z","expiresAt":"2026-10-05T11:18:54.833Z","source":"public","sourceUrl":"https://www.eqbank.ca/residential/mortgage-rates","exampleIds":["conventional-purchase","renewal"]},{"id":"ab53bb1a-222f-474b-91ed-6b6faf708257","lenderId":"58c10346-7ea3-410a-a3f8-85196412d45f","product":"Uninsured – 25 yr","ratePercent":5.29,"aprPercent":6.789,"rateType":"FIXED","termMonths":12,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"EQ Bank posted Standard Mortgage Rate (Closed); 1 Year fixed.","verifiedAt":"2026-10-03T23:18:54.833Z","expiresAt":"2026-10-05T11:18:54.833Z","source":"public","sourceUrl":"https://www.eqbank.ca/residential/mortgage-rates","exampleIds":["conventional-purchase","renewal"]},{"id":"3dc13eb0-3032-4dfc-b055-9f0609dee80f","lenderId":"58c10346-7ea3-410a-a3f8-85196412d45f","product":"Uninsured – 25 yr","ratePercent":5.39,"aprPercent":6.276,"rateType":"FIXED","termMonths":24,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"EQ Bank posted Standard Mortgage Rate (Closed); 2 Year fixed.","verifiedAt":"2026-10-03T23:18:54.833Z","expiresAt":"2026-10-05T11:18:54.833Z","source":"public","sourceUrl":"https://www.eqbank.ca/residential/mortgage-rates","exampleIds":["conventional-purchase","renewal"]},{"id":"96c03d19-a48a-4380-9558-da793e087248","lenderId":"58c10346-7ea3-410a-a3f8-85196412d45f","product":"Uninsured – 25 yr","ratePercent":5.49,"aprPercent":6.172,"rateType":"FIXED","termMonths":36,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"EQ Bank posted Standard Mortgage Rate (Closed); 3 Year fixed.","verifiedAt":"2026-10-03T23:18:54.833Z","expiresAt":"2026-10-05T11:18:54.833Z","source":"public","sourceUrl":"https://www.eqbank.ca/residential/mortgage-rates","exampleIds":["conventional-purchase","renewal"]},{"id":"b603c836-f0e0-4f79-90fe-0bd3264ccbe6","lenderId":"58c10346-7ea3-410a-a3f8-85196412d45f","product":"Uninsured – 25 yr","ratePercent":5.59,"aprPercent":6.112,"rateType":"FIXED","termMonths":60,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"EQ Bank posted Standard Mortgage Rate (Closed); 5 Year fixed.","verifiedAt":"2026-10-03T23:18:54.833Z","expiresAt":"2026-10-05T11:18:54.833Z","source":"public","sourceUrl":"https://www.eqbank.ca/residential/mortgage-rates","exampleIds":["conventional-purchase","renewal"]},{"id":"ae849dde-61b8-43bc-b93b-10d3807541b4","lenderId":"58c10346-7ea3-410a-a3f8-85196412d45f","product":"Uninsured – 25 yr","ratePercent":6.44,"aprPercent":6.683,"rateType":"FIXED","termMonths":48,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"EQ Bank posted Standard Mortgage Rate (Closed); 4 Year fixed.","verifiedAt":"2026-10-03T23:18:54.833Z","expiresAt":"2026-10-05T11:18:54.833Z","source":"public","sourceUrl":"https://www.eqbank.ca/residential/mortgage-rates","exampleIds":["conventional-purchase","renewal"]}]}]}