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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Copyright 2026 - All rights reserved. Paragon Pragmatic Lending.
Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Insured mortgages

High-ratio mortgages with default insurance premiums.

Lower down payments, added premiums

Insured mortgages enable purchases with less than 20% down, but include default insurance premiums.

Key considerations

  • Premiums are added to the mortgage
  • Rates can be lower than uninsured

Frequently asked questions

Do I choose the insurer?

Your broker matches your file to insurer guidelines based on eligibility.

Next step

Ready when you are

Hold a rate, book time with the Broker team, or jump straight into the secure dashboard.

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Information is general and not legal, tax, or investment advice. Review lender policies and contract terms before selecting a product.

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