Prospera
Standard
3.94%
5-year term
APR
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Uninsured mortgage rates
Uninsured mortgages avoid insurance premiums but may have slightly higher rates. Compare total cost and flexibility.
Live rate snapshot
Top matches for this scenario
Showing the first 8 cards from 20 matching rates for Purchase · 5-year fixed · $900,000 · $75,000 down.
Purchase5-year fixed$900,000$75,000 down
fixed
Marathon Mortgage
5 Year Promo Rate (60 day)
3.99%
5-year term
APR
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Radius Financial
5 year promo at 3.99
3.99%
5-year term
APR
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RFA
Front Line Program
3.99%
5-year term
APR
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BlueShore Financial
Insured
4.04%
5-year term
APR
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ATB Financial
ATB Rate First
4.09%
5-year term
APR
4.11%
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Highlights
01
For 20% down or higher equity positions.
02
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03
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Frequently asked questions
Do uninsured mortgages have lower total cost?
They avoid insurance premiums, but rates can be higher. Compare full cost over the term.
Is 20% down enough for all lenders?
Generally yes, but some lenders require more for certain property types.