Uninsured mortgage rates | Pragmatic Mortgage

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Transaction

Occupancy

Purchase price

Down payment

%

Amortization

25 yr30 yr

Term

Select one or more term lengths.

Rate type

Insured mortgage exceptions

Flag first-time buyers or new construction to unlock the insured 30-year amortization guidance.

First-time home buyer

Borrower qualifies under the current national definition.

Property is new construction

Applies to insured purchases of newly built homes.

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BlueShore Financial

5-year fixed

Rate

3.94%

APR 3.96%

High-ratio insured

Current estimated lender turnaround time: 5 business days

Estimated total cost over 5 years:

$151,915

Standard

CoastCapital Savings

5-year fixed

Rate

3.94%

APR 3.96%

High-ratio insured

Current estimated lender turnaround time: 7 business days

Estimated total cost over 5 years:

$151,915

Standard

Prospera

5-year fixed

Rate

3.94%

APR 3.96%

High-ratio insured

Estimated total cost over 5 years:

$151,915

Standard

Desjardins

5-year fixed

Rate

3.99%

APR 4.01%

High-ratio insured

Estimated total cost over 5 years:

$153,881

Standard ($1,000,000 and over)

B2B Bank

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insured

Estimated total cost over 5 years:

$157,817

Standard (**see notes for more details)

Community Savings Credit Union

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insured

Estimated total cost over 5 years:

$157,817

Standard (see note for 30 year amortization)

Envision Financial

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insured

Estimated total cost over 5 years:

$157,817

Standard - Insured

Island Savings

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insured

Estimated total cost over 5 years:

$157,817

Standard - Insured

Meridian

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insured

Estimated total cost over 5 years:

$157,817

Standard

Valley First

5-year fixed

Rate

4.09%

APR 4.11%

High-ratio insured

Current estimated lender turnaround time: 5 business days

Estimated total cost over 5 years:

$157,817

Standard - Insured

MCAN Home - Precision Prime for Insured

5-year fixed

Rate

4.19%

APR 4.21%

High-ratio insured

Estimated total cost over 5 years:

$161,756

Standard

Neo Financial

5-year fixed

Rate

4.19%

APR 4.21%

High-ratio insured

Estimated total cost over 5 years:

$161,756

Standard

CMLS Financial

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Estimated total cost over 5 years:

$163,727

Standard - Transfer

First National Financial

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Current estimated lender turnaround time: 2 business days

Estimated total cost over 5 years:

$163,727

Standard

Home Trust

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Estimated total cost over 5 years:

$163,727

Standard - Insured Purchase / Switch

Marathon Mortgage

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Estimated total cost over 5 years:

$163,727

5 year Standard Rate (60 day)

MCAP

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Estimated total cost over 5 years:

$163,727

Standard Special

MERIX - Trailer

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Estimated total cost over 5 years:

$163,727

Standard

Radius Financial

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Estimated total cost over 5 years:

$163,727

Standard

RFA

5-year fixed

Rate

4.24%

APR 4.26%

High-ratio insured

Estimated total cost over 5 years:

$163,727

Standard

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APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.