Uninsured mortgages avoid insurance premiums but may have slightly higher rates. Compare total cost and flexibility.
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They avoid insurance premiums, but rates can be higher. Compare full cost over the term.
Generally yes, but some lenders require more for certain property types.
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APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.
