{"generatedAt":"2026-10-03T23:54:52.807Z","notice":"Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.","examples":[{"id":"insured-purchase","label":"Insured purchase: $750,000 home, $75,000 down, 25-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":75000,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"conventional-purchase","label":"20% down purchase: $750,000 home, $150,000 down, 25-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":150000,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"conventional-purchase-30","label":"20% down purchase: $750,000 home, $150,000 down, 30-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":150000,"amortizationYears":30,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"renewal","label":"Renewal: $750,000 home, $150,000 equity, 25-year amortization","scenario":{"transaction":"RENEWAL","priceOrValue":750000,"downPaymentAmount":null,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any","equityAmount":150000}},{"id":"refinance","label":"Refinance: $750,000 home, $150,000 equity, 30-year amortization","scenario":{"transaction":"REFINANCE","priceOrValue":750000,"downPaymentAmount":null,"amortizationYears":30,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any","equityAmount":150000}}],"lenders":[{"id":"0b93957e-19f0-4a0c-afef-2d0d770a0853","name":"National Bank of Canada","slug":"national-bank","aliases":[],"path":"/rates/lenders/national-bank","offers":[{"id":"aba21939-9163-4b5f-9e20-889e76522fad","lenderId":"0b93957e-19f0-4a0c-afef-2d0d770a0853","product":"Uninsured – 25 yr","ratePercent":4.94,"aprPercent":4.99,"rateType":"FIXED","termMonths":36,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"NATIONAL-BANK public special offer; 3 Year fixed closed; up to 25 year amortization. Subject to lender approval.","verifiedAt":"2026-10-03T23:19:28.488Z","expiresAt":"2026-10-05T11:19:28.488Z","source":"public","sourceUrl":"https://www.nbc.ca/personal/mortgages/rates.html","exampleIds":["conventional-purchase"]},{"id":"d8f6f8fa-b15b-48ce-90f7-477c6d6eb3f5","lenderId":"0b93957e-19f0-4a0c-afef-2d0d770a0853","product":"Uninsured – 25 yr","ratePercent":5.04,"aprPercent":5.08,"rateType":"FIXED","termMonths":48,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"NATIONAL-BANK public special offer; 4 Year fixed closed; up to 25 year amortization. Subject to lender approval.","verifiedAt":"2026-10-03T23:19:28.488Z","expiresAt":"2026-10-05T11:19:28.488Z","source":"public","sourceUrl":"https://www.nbc.ca/personal/mortgages/rates.html","exampleIds":["conventional-purchase"]},{"id":"f471f441-99eb-4349-a88e-e747c1c0a75d","lenderId":"0b93957e-19f0-4a0c-afef-2d0d770a0853","product":"Uninsured – 25 yr","ratePercent":5.04,"aprPercent":5.08,"rateType":"FIXED","termMonths":60,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"NATIONAL-BANK public special offer; 5 Year fixed closed; up to 25 year amortization. Subject to lender approval.","verifiedAt":"2026-10-03T23:19:28.488Z","expiresAt":"2026-10-05T11:19:28.488Z","source":"public","sourceUrl":"https://www.nbc.ca/personal/mortgages/rates.html","exampleIds":["conventional-purchase"]}]}]}