5% down purchase
High-ratio insured for owner-occupied homes under $1.5M.
Burnaby mortgage brokers for Brentwood, Metrotown, and dense strata files
If you are comparing a Brentwood high-rise, a Metrotown strata home, or a move-up condo elsewhere in Burnaby, we help you compare lenders, read the building story, and map the payment before the search gets noisy.
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We’ll review your request and reply with the best next step for your situation.
Social proof
Borrower stories from Google
Verified Google reviews from clients who worked with the nearest Surrey Advisory Studio serving Burnaby and the broader Lower Mainland team.
Jordan Kohler
Aug 2023
Google
5.0
Excellent to deal with. Have recommended to friends and family already. Looking forward to the next one. Thanks Kyle and Jessica
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
Graham Allison
May 2022
Google
5.0
Kyle was extremely helpful and attentive to all of our needs and got us a mortgage that we are very happy with. I would recommend as a broker to anybody!
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
Colleen Noseworthy
Apr 2021
Google
5.0
I would trust no one else with such an important purchase! Kyle and his team at Pragmatic Developments has helped us with more than one purchase each and every time we had the best care and attention to every detail! I...
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
Brendan McCaskell
Mar 2021
Google
5.0
Kyle is Amazing. Great mortgage broker to help you through!
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
Jenny Jones
Nov 2020
Google
5.0
Thank you Kyle for getting us approved of our first mortgage. Our file is so complicated that Kyle worked so hard to get us approved , even answered all my stupid questions anytime and responds quickly. He managed to get...
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
Kim Fowler
Nov 2020
Google
5.0
Responded quickly to questions and assisted when we needed assistance. Would highly recommend Kyle and his team Kim Fowler
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
Trevor Duckworth
Dec 2019
Google
5.0
I've had a number of brokers over the years but none will top the service Kyle Wilson provides. He is personable, professional, prompt and above all else listens to what your needs are. Got us a unbelievable rate, but ma...
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
Brent Bergen
May 2018
Google
5.0
Kyle is awesome! Goes above and beyond all the time. I would highly recomend Kyle for any financial needs you may have
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
harshdeep Bhayana
Jan 2018
Google
5.0
Finally found the right guy for my mortgage needs. He had given me all the options, whether I want to go with any of major banks or credit unions for my mortgages. Best rates with quick approvals. I will highly recommen...
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
Ashley Johnson
Mar 2014
Google
5.0
Kyle is straight up one of the best guys I know. He is very down to earth, loyal, honest and tells it like it is. He is very professional with an awesome personality, and is there to help YOU the customer reach your mort...
Kelowna Mortgage Broker | Kyle WilsonView Kelowna Mortgage Broker | Kyle Wilson on Google
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Why Burnaby borrowers start here
Burnaby is a tower-and-strata market first. The lender, the building documents, the parking cost, and the monthly plan all need to line up before the offer gets serious.
Burnaby towers need a high-rise lender lens
Brentwood and Metrotown towers can look simple on paper, but the strata docs, parking costs, amenity fees, and building rules often change the real file.
The building matters as much as the borrower
Some borrowers are buying a tower condo, some are balancing strata costs, and some need a cleaner refinance or renewal. We build around the goal first.
Urban move-up timing should be mapped before the search heats up
If you are selling a condo first or timing a Burnaby move-up from Brentwood or Metrotown, the sequence matters as much as the rate.
Burnaby context
Burnaby decisions often hinge on the tower height, the strata fees, and whether the next step is another high-rise or a move-up home.
Start with the Burnaby move you are actually making
Choose the path that matches the tower, strata building, or move-up step in front of you, then move straight into the right planning lane.
Burnaby mortgage planning that goes beyond the rate quote
Burnaby files often need more than rate shopping. High-rise fees, strata docs, parking, and move-up timing all change the lending conversation.
Burnaby condo and strata files need building-level review+
Reserve funds, strata fees, bylaws, parking, and building documents can all affect the lender fit and the monthly number. It is worth reviewing those details before the file is rushed.
The monthly number is more than principal and interest in a tower market+
In Burnaby, condo fees, insurance, parking, closing costs, and tower living costs can change what feels comfortable after possession.
Move-up timing should be planned before the listing search gets hot+
If you are selling first, buying first, or trying to line both up at once, the sequence matters. The mortgage should support the move from one Burnaby building to the next rather than complicate it.
Renewal and refinance should improve the plan, not just the payment+
A better mortgage is not always the one with the lowest starting payment. Sometimes the better move is better flexibility, stronger prepayment room, or a cleaner term structure.
Strata or condo assumptions should be checked before the offer+
Rules about rentals, pets, age restrictions, building condition, and parking can change both the budget and the lender path. Check the details early.
Live pricing
See today’s mortgage options before you choose a lender
Compare purchase, renewal, refinance, and cash-flow scenarios without leaving the page, then open the calculators that clarify the real decision.
20% down conventional
Bulk-insurable options for borrowers with lower LTVs.
Refinance & equity takeout
Conventional offerings for up to 80% loan-to-value.
Prefer to see the full tables? Use the explorer to compare lenders side by side.Explore all rates
More ways we help Burnaby borrowers
Go deeper into the service path that fits your tower purchase, renewal, refinance, or move-up plan.
Buy with a real budget, clean cash-to-close planning, and lender fit that matches the property and timeline.
Meet the people behind your Burnaby mortgage plan
You should know who you’re working with before you share a single document, and you should be able to reach the broker team in the way that suits you best.
Surrey Advisory Studio
Use the nearest Surrey Advisory Studio when you want to work through a Burnaby tower, strata, or move-up file in person or virtually.
We serve Burnaby from our Surrey advisory studio and through phone and virtual appointments.
Nearest office: 15350 34 Ave Suite 301, Surrey, BC V3S 0L9
Hours: Mon–Fri 9:00–18:00 / Sat 10:00–14:00
Phone: +1 (778) 557-2144
Email: surrey@pragmatic.mortgage
Regulator: BC Financial Services Authority - X301089
Questions Burnaby borrowers ask before they choose a broker
Why use a mortgage broker in Burnaby instead of going straight to one bank?+
Because a tower condo in Brentwood or a move-up home near Deer Lake does not ask the same lender question. A broker helps compare who is comfortable with the building, the fees, the budget, and the timing before you commit.
Do Burnaby condo and strata purchases need extra review?+
Yes. Reserve funds, depreciation reports, insurance, parking, storage, age restrictions, and rental bylaws can all change which lenders stay interested and what the real monthly cost feels like.
Does parking or storage ever change a Burnaby condo file?+
It can. Separate parking titles, storage lockers, and higher strata fees sometimes change the value story, the monthly number, or the lender fit. It is worth checking before you assume the approval transfers cleanly from one unit to the next.
What should I budget for besides the down payment on a Burnaby purchase?+
Model legal fees, appraisal when needed, strata move-in costs, adjustments, property transfer tax where it applies, and enough cash left over after completion so the move still feels manageable.
Should I compare renewal offers if I own in a Burnaby condo building already?+
Yes. A renewal is the cleanest moment to compare staying, switching, or restructuring, especially if the mortgage no longer fits your payment goals or your building has changed since you first bought.
Do move-up files need more planning in Burnaby?+
Usually, yes. Selling a condo and stepping into a townhouse or detached home can create tighter cash and timing decisions than borrowers expect, so the bridge between the two properties should be mapped early.
Let’s build the right Burnaby mortgage plan
Let’s map the right next step for your Burnaby mortgage
Start with the short secure form, a free call, or a virtual appointment with the Pragmatic team. We’ll review your goal, explain the numbers clearly, and recommend the next step that fits your budget, property, and timeline.
