Model break-even savings, debt consolidation, and cash out.
Save + compare
Create a free account to save scenarios, compare options, and share results with your broker team.
Set the analysis horizon and max lending value.
Decimal form, e.g. 0.8
Decimal form, default 0.04
Estimate savings, penalties, and cash out before you switch lenders.
Compare your current mortgage to a refinance option and see savings or costs.
Use it to decide if the penalty is worth paying.
Lower rate refinance
Compare a 0.7% rate drop against penalty costs.
Debt consolidation
Add debt and see the payment impact.
Save and compare scenarios
Create a free account to save scenarios, compare options side by side, and share results with your broker team.
Include any fees in the cost inputs for accurate totals.
Use a conservative rate assumption and re-run if prime changes.
They are directional. Final savings depend on lender pricing and fees.