Pragmatic Mortgage News & Blog

Latest Mortgage Updates

Mortgage Deselection: Navigating Economic Uncertainties
Last Updated: January 13th, 2024
Mortgage Stress Test Canada 2024: What You Need to Know
Last Updated: January 15th, 2024

Housing affordability is a significant issue in Canada. Let’s fix it.
Last Updated: January 13th, 2024
Pros and Cons of cosigning a loan for family or friends?
Last Updated: January 13th, 2024
What is a Goldilocks community, and why is this density “just right”?
Last Updated: January 30th, 2023

Understanding the Appraisal Process: Why Some Transactions Require an Appraisal and Others Don’t
Last Updated: January 15th, 2024
The History of the Canadian Banking System History and How It Works Today.
Last Updated: January 22nd, 2023
Canada’s 6.3% Inflation: Gas Prices Fall, Grocery Prices Rise.
Last Updated: January 17th, 2023

All articles.

The Bank of Canada has announced its schedule for interest rate announcements in 2023.
Last Updated: January 13th, 2024
5 Tips for First-Time Homebuyers to Secure the Best Mortgage Rate
Last Updated: January 14th, 2023
OSFI Invites Public Consultation on Proposed Changes to Mortgage Lending Guidelines
Last Updated: January 12th, 2023
Bank of Canada holds target rate at 0.25%. Until March.
Last Updated: January 26th, 2022
How to Calculate 2022 property taxes owing based on 2021 assessments.
Last Updated: January 10th, 2022
Central Okanagan Open Letter | Solar Power Initiative 2022
Last Updated: December 22nd, 2021
OSFI Stress Test Deadline | May 31st
Last Updated: January 13th, 2024
October 28th 2020 | Central bank announcement
Last Updated: October 28th, 2020
How To Scan Documents as a PDF using iPhone’s Built In Scanner App.
Last Updated: October 28th, 2020
We are now Apple Business Chat Approved!
Last Updated: October 15th, 2020
Why Rates are increasing despite BoC Rate drops.
Last Updated: March 27th, 2020
March 18 briefing: fiscal stimulus package announced
Last Updated: March 18th, 2020
Helping a client understand what’s going on with Bank of Canada
Last Updated: March 15th, 2020
.5% rate decrease from BOC – What does it mean for buyers?
Last Updated: March 4th, 2020
DO NOT get a credit card for your child.
Last Updated: February 23rd, 2020
International Angelman Syndrome Day 2020
Last Updated: February 14th, 2020
Local Business Must Bring the A-Game in Customer Service to Win.
Last Updated: January 28th, 2020
How To Apply for the Home Owners Grant in 2020
Last Updated: May 21st, 2019
Questions to Ask a Realtor to Sell your Home
Last Updated: July 23rd, 2018
Do I have to Pay Capital Gains when selling property?
Last Updated: June 5th, 2018
Legal Suite vs Illegal Suite | Do Banks Really Care?
Last Updated: May 23rd, 2018
Proactive or reactive in getting credit | What should you do?
Last Updated: May 9th, 2018
Pre Approve Yourself | Qualifying for a Mortgage
Last Updated: May 2nd, 2018
Why You Should Avoid a Joint Credit Card When Possible
Last Updated: April 18th, 2018
Co Guarantor Vs Cosignor | Which Option Should I Pursue?
Last Updated: April 16th, 2018
0 Financing | Is it worth it? | Zero Percent Loans
Last Updated: April 11th, 2018
Credit Tips | Improve Credit Score using Credit Cards
Last Updated: April 9th, 2018
Should I Save Money or Pay Off Debt?
Last Updated: April 4th, 2018
How to do your own Soft Pull Credit Score
Last Updated: March 26th, 2018
New Mortgage Underwriting Guidelines for 2018 | B20
Last Updated: January 13th, 2024
Property Tax Season | Apply for your Home Owners Grant!
Last Updated: May 30th, 2017