Soft Pull Credit Score Pull Versus Hard Pull
At HMCF.ca Development’s and KyleWilson.ca. We recommend CreditKarma.ca to check your own personal credit for FREE and it does NOT affect your score. Learn more by watching the vid!
A Soft Pull Credit Score Check does not impact your score because YOU are checking your own credit. Compared to a business or product supplier checking your credit because you are shopping for credit; in which case is called a Hard Pull Credit Check and will slightly bring down you score.
Although negligible even if it’s a hard pull. It makes sense to pull your own Soft Pull Check so you can be in control before you start shopping or sourcing new credit facilities!
Head over to our article with a bit more in depth understanding of how the algorithm works that makes up your credit score.