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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Copyright 2026 - All rights reserved. Paragon Pragmatic Lending.
Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Find tools, guides, or services.

New construction mortgages

Plan progress draws, builder timelines, and completion risk.

Build with the right financing plan

New construction financing requires milestone-based draws and careful coordination with your builder.

We keep draw schedules and lender conditions organized inside the dashboard.

What to expect

  • Progress draws tied to construction milestones.
  • Appraisals at different stages.
  • Longer approval timelines.

Helpful tools

Model payment impact and cash-to-close planning.

  • Payment calculator
  • Cash to close
  • Rates explorer

Frequently asked questions

Do I need a larger down payment?

Builders often require staged deposits; we map them into your cash plan.

Can rates be held for new builds?

Some lenders offer extended rate holds, but terms vary.

What if construction is delayed?

We plan buffer timelines and confirm lender extension policies early.

Next step

Ready when you are

Hold a rate, book time with the Broker team, or jump straight into the secure dashboard.

Compare ratesBook 15-min consultStart application

Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) or cash/rental damming involve risk. Consult a qualified professional before proceeding.

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