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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Copyright 2026 - All rights reserved. Paragon Pragmatic Lending.
Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Find tools, guides, or services.

Divorce and separation mortgages

Navigate buyouts, title changes, and refinancing after separation.

Support through a complex transition

We help structure buyouts, refinance timelines, and document requirements so the mortgage aligns with legal agreements.

Typical needs

  • Buyout financing and title changes.
  • Refinancing to remove a borrower.
  • Bridge planning during settlement timelines.

Helpful tools

Estimate penalties and refinance breakeven timelines.

  • Penalty estimator
  • Refi breakeven
  • Refinance service

Frequently asked questions

Can one spouse keep the home?

Often yes, if the remaining borrower can qualify for the mortgage alone.

Do I need a separation agreement first?

Lenders usually require a signed agreement or legal documentation.

How long does a buyout take?

Timing depends on documentation readiness, typically similar to a refinance.

Next step

Ready when you are

Hold a rate, book time with the Broker team, or jump straight into the secure dashboard.

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Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) or cash/rental damming involve risk. Consult a qualified professional before proceeding.

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