Prospera
Standard
3.84%
3-year term
APR
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3-year fixed mortgage rates
Three-year fixed terms balance stability with flexibility. They are popular when borrowers expect to move or refinance sooner.
Live rate snapshot
Top matches for this scenario
Showing the first 8 cards from 20 matching rates for Purchase · 3-year fixed · $999,999 · $75,000 down.
Purchase3-year fixed$999,999$75,000 down
fixed
BlueShore Financial
Insured
3.99%
3-year term
APR
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First National Financial
3 year Promo
3.99%
3-year term
APR
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Manulife
Manulife Bank Select Hi - Ratio Program
3.99%
3-year term
APR
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Marathon Mortgage
3 year Promo Rate (60 day)
3.99%
3-year term
APR
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MERIX - Standard (Lendwise)
Standard
3.99%
3-year term
APR
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Highlights
01
Shorter commitment with predictable payments.
02
Useful for buyers expecting lifestyle changes within 3 years.
03
Compare penalties before choosing a shorter term.
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Frequently asked questions
Are 3-year terms cheaper than 5-year terms?
Sometimes. It depends on market expectations and lender pricing.
Is a shorter term riskier?
You may face higher rates at renewal sooner, so plan ahead.