Five-year fixed terms are the most common in Canada. They offer stability for longer planning horizons.
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Yes. Many borrowers prefer its balance of rate stability and term length.
They vary by lender. Review privileges and penalties before locking in.
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APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.
