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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Interest-only mortgages

Low initial payments with higher long-term considerations.

Lower payments, higher discipline

Interest-only periods can improve cash flow but do not reduce principal. They are typically used in niche scenarios.

Who they fit

  • Investors with clear exit plans
  • Short-term cash flow needs

Frequently asked questions

Do interest-only mortgages exist in Canada?

Yes in specific programs, often for investors or private lending.

Next step

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Information is general and not legal, tax, or investment advice. Review lender policies and contract terms before selecting a product.

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