Speak with a broker

We are the mortgage company that plans your payoff. Book a 15-minute consult and we will map your next step together.

Book 15-min consult
Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

Follow

Explore
  • Rates
  • Calculators
  • Mortgage Hub
  • News
  • FAQ
  • Services
  • Products
  • Brokers
  • Locations
  • Reviews
Company
  • About
  • Team
  • Careers
  • Contact
Compliance
  • Terms
  • Privacy
  • Disclosures
  • Licenses
  • Complaints
  • Security
  • Accessibility
  • Editorial policy
Copyright 2026 - All rights reserved. Paragon Pragmatic Lending.
Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
RobotsSitemapMortgage Hub
Pragmatic MortgagePragmatic Mortgage
  • Rates
  • Calculators
  • Mortgage Hub

    Categories

    • ServicesGuided mortgage solutions and planning.
    • ProductsMortgage structures for specific needs.
    • StrategiesPlaybooks and borrower education.
    • FAQAnswers to common mortgage questions.
  • News
  • Company
    • Broker directoryBrowse by region or specialty.
    • Book a consult15-minute planning call.
    • Secure chatAsk questions in our portal.
    • AboutOur mission and approach.
    • TeamMeet leadership and brokers.
    • CareersJoin the Broker team.
    • LocationsFind a local office.
Explore ratesCreate free account

Search Pragmatic Mortgage

Find tools, guides, or services.

Conventional mortgages

Uninsured mortgages with 20% down or more.

Equity-first borrowing

Conventional mortgages avoid insurance premiums but may have slightly higher rates.

Who they fit

  • 20%+ down payments
  • Homeowners with strong equity

Frequently asked questions

Is conventional always cheaper?

Not necessarily. Compare premiums vs rate differences over the term.

Next step

Ready when you are

Hold a rate, book time with the Broker team, or jump straight into the secure dashboard.

Compare ratesBook 15-min consultStart application

Information is general and not legal, tax, or investment advice. Review lender policies and contract terms before selecting a product.

Book a consult