Fixed-rate mortgages lock your rate for the entire term, which keeps payments predictable.
Use the explorer to compare fixed terms and review penalties before you commit.
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It depends on your risk tolerance and timeline. Fixed rates trade flexibility for stability.
Often yes. The IRD penalty can be higher than variable penalties if you break early.
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APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.
