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Fixed mortgage rates

Fixed-rate mortgages lock your rate for the entire term, which keeps payments predictable.

Use the explorer to compare fixed terms and review penalties before you commit.

Live rate snapshot

Top matches for this scenario

Showing the first 8 cards from 20 matching rates for Purchase · 5-year fixed · $999,999 · $75,000 down.

Purchase5-year fixed$999,999$75,000 down

Prospera

Standard

fixed

3.94%

5-year term

APR

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Marathon Mortgage

5 Year Promo Rate (60 day)

fixed

3.99%

5-year term

APR

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Radius Financial

5 year promo at 3.99

fixed

3.99%

5-year term

APR

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RFA

Front Line Program

fixed

3.99%

5-year term

APR

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BlueShore Financial

Insured

fixed

4.04%

5-year term

APR

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ATB Financial

ATB Rate First

fixed

4.09%

5-year term

APR

4.11%

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Highlights

01

Stable payments with clear prepayment privileges.

02

Compare 3- and 5-year options in one view.

03

Account holders can save and share scenarios with brokers.

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Frequently asked questions

Is a fixed rate better than variable?

It depends on your risk tolerance and timeline. Fixed rates trade flexibility for stability.

Do fixed mortgages have higher penalties?

Often yes. The IRD penalty can be higher than variable penalties if you break early.