Variable rates move with prime, which changes when the Bank of Canada adjusts policy rates.
Explore variable pricing and review trigger rate scenarios before you choose.
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Some mortgages keep payments fixed while amortization changes. Others adjust payments with prime.
The rate where your payment only covers interest and principal stops shrinking.
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APR (Annual Percentage Rate) is set by the lender and appears in their cost-of-borrowing disclosure. Pragmatic's effective rate and total-cost estimates include broker-paid rebates for comparison only and do not replace the lender's APR.
